Purchasing power
Your $75,000 is worth different amounts in each state
$73,386
in Virginia
$66,430
in Washington
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Virginia | Washington | Difference |
|---|---|---|---|
| Housing | 106.7 | 118.3 | -10% |
| Groceries | 99.7 | 108.0 | -8% |
| Utilities | 97.5 | 98.8 | -1% |
| Transportation | 95.5 | 124.0 | -23% |
| Healthcare | 107.6 | 110.2 | -2% |
| Dining & Misc | 101.5 | 111.2 | -9% |
| Overall | 102.2 | 112.9 | -9% |
Index values relative to national average (100). Positive difference = more expensive in Virginia.
What things actually cost
| Item | Virginia | Washington | Difference |
|---|---|---|---|
| Median home price | $380,000 | $580,000 | $200,000 |
| Average 2BR rent | $1,494/mo | $1,656/mo | $162 |
| Gas price | $3.32/gal | $4.69/gal | $1.37 |
| Electric bill | $94/mo | $90/mo | +$4 |
| Infant childcare | $14,277/yr | $20,677/yr | $6,400 |
Salary equivalent: Virginia → Washington
What a Virginia salary buys you in Washington, adjusted for cost of living.
| Salary in Virginia | Equivalent in Washington | Difference |
|---|---|---|
| $50,000 | $55,235 | $-5,235 |
| $75,000 | $82,852 | $-7,852 |
| $100,000 | $110,470 | $-10,470 |
| $150,000 | $165,705 | $-15,705 |
| $200,000 | $220,939 | $-20,939 |
Positive = your money goes further in Washington. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Washington is 9% more expensive than Virginia overall. Washington has an index of 112.9 vs 102.2 for Virginia (national average = 100).
FAQ
Is it cheaper to live in Virginia or Washington?
Virginia is cheaper to live in. Washington is 9% more expensive overall. The biggest driver is housing — median home prices are $380,000 in Virginia vs $580,000 in Washington.
Is Virginia cheaper than Washington?
Yes, Virginia is 9% cheaper than Washington overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Washington more expensive than Virginia?
Yes, Washington is 9% more expensive than Virginia based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Washington equals $100,000 in Virginia?
To maintain the same purchasing power as a $100,000 salary in Virginia, you would need approximately $110,470 in Washington. This is based on the overall cost-of-living index (102.2 vs 112.9).
How do housing costs compare between Virginia and Washington?
Housing is significantly cheaper in Virginia. Median home prices are $380,000 in Virginia vs $580,000 in Washington — a $200,000 difference. Average 2-bedroom rent is $1,494/mo vs $1,656/mo.
What costs more in Virginia vs Washington?
Transportation is 23% lower in Virginia (index 95.5 vs 124). Housing is 10% lower in Virginia (index 106.7 vs 118.3). Dining & Misc is 9% lower in Virginia (index 101.5 vs 111.2).
Is gas cheaper in Virginia or Washington?
Gas averages $3.32/gallon in Virginia and $4.69/gallon in Washington — a $1.37 difference per gallon.
Virginia vs Washington cost of living — how do they compare?
Virginia has an overall cost-of-living index of 102.2 and Washington has 112.9 (national average = 100). Washington is 9% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Virginia and Washington?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Virginia vs Washington paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Virginia Cost of Living — Housing, groceries, gas, and more
- Washington Cost of Living — Housing, groceries, gas, and more
- Virginia vs Washington Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Virginia — How much house can you afford?
- House Affordability in Washington — How much house can you afford?
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.
