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Rhode Island vs Washington Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$67,751

in Rhode Island

$66,430

in Washington

Rhode Island
Washington

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $28,487 (38.0%)Groceries: $9,887 (13.2%)Utilities: $6,909 (9.2%)Transportation: $11,964 (16.0%)Healthcare: $6,048 (8.1%)Dining & Misc: $8,250 (11.0%)Savings: $9,750 (13.0%)Rhode Island$67,751Rhode Island
Housing: $29,279 (39.0%)Groceries: $10,530 (14.0%)Utilities: $5,187 (6.9%)Transportation: $14,880 (19.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $8,340 (11.1%)Savings: $9,750 (13.0%)Washington$66,430Washington
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$440,000vs$580,000
Rhode Island
Washington
32% more
Avg 2BR rent$1,611/movs$1,656/mo
Rhode Island
Washington
3% more
Groceries
Index
Rhode Island
Washington
7% more
Transportation
Regular gas$3.40/galvs$4.69/gal
Rhode Island
Washington
38% more
Utilities
Electric bill$214/movs$90/mo
Rhode Island
138% more
Washington
Healthcare
Index
Rhode Island
Washington
9% more
Childcare
Infant childcare$16,758/yrvs$20,677/yr
Rhode Island
Washington
23% more

Category breakdown

Category Rhode Island Washington Difference
Housing 115.1 118.3 -3%
Groceries 101.4 108.0 -6%
Utilities 131.6 98.8 +33%
Transportation 99.7 124.0 -20%
Healthcare 100.8 110.2 -9%
Dining & Misc 110.0 111.2 -1%
Overall 110.7 112.9 -2%

Index values relative to national average (100). Positive difference = more expensive in Rhode Island.

What things actually cost

Item Rhode Island Washington Difference
Median home price $440,000 $580,000 $140,000
Average 2BR rent $1,611/mo $1,656/mo $45
Gas price $3.40/gal $4.69/gal $1.29
Electric bill $214/mo $90/mo +$124
Infant childcare $16,758/yr $20,677/yr $3,919

Salary equivalent: Rhode Island → Washington

What a Rhode Island salary buys you in Washington, adjusted for cost of living.

Salary in Rhode Island Equivalent in Washington Difference
$50,000 $50,994 $-994
$75,000 $76,491 $-1,491
$100,000 $101,987 $-1,987
$150,000 $152,981 $-2,981
$200,000 $203,975 $-3,975

Positive = your money goes further in Washington. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Washington is 2% more expensive than Rhode Island overall. Washington has an index of 112.9 vs 110.7 for Rhode Island (national average = 100).

FAQ

Is it cheaper to live in Rhode Island or Washington?

Rhode Island is cheaper to live in. Washington is 2% more expensive overall. The biggest driver is housing — median home prices are $440,000 in Rhode Island vs $580,000 in Washington.

Is Rhode Island cheaper than Washington?

Yes, Rhode Island is 2% cheaper than Washington overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Washington more expensive than Rhode Island?

Yes, Washington is 2% more expensive than Rhode Island based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Washington equals $100,000 in Rhode Island?

To maintain the same purchasing power as a $100,000 salary in Rhode Island, you would need approximately $101,987 in Washington. This is based on the overall cost-of-living index (110.7 vs 112.9).

How do housing costs compare between Rhode Island and Washington?

Housing is significantly cheaper in Rhode Island. Median home prices are $440,000 in Rhode Island vs $580,000 in Washington — a $140,000 difference. Average 2-bedroom rent is $1,611/mo vs $1,656/mo.

What costs more in Rhode Island vs Washington?

Utilities is 33% higher in Rhode Island (index 131.6 vs 98.8). Transportation is 20% lower in Rhode Island (index 99.7 vs 124). Healthcare is 9% lower in Rhode Island (index 100.8 vs 110.2).

Is gas cheaper in Rhode Island or Washington?

Gas averages $3.40/gallon in Rhode Island and $4.69/gallon in Washington — a $1.29 difference per gallon.

Rhode Island vs Washington cost of living — how do they compare?

Rhode Island has an overall cost-of-living index of 110.7 and Washington has 112.9 (national average = 100). Washington is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Rhode Island and Washington?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Rhode Island vs Washington paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.