Ohio vs Texas Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$79,281
in Ohio
$82,327
in Texas
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Ohio | Texas | Difference |
|---|---|---|---|
| Housing | 87.6 | 79.4 | +10% |
| Groceries | 99.4 | 95.3 | +4% |
| Utilities | 98.3 | 102.9 | -4% |
| Transportation | 97.6 | 92.9 | +5% |
| Healthcare | 97.0 | 96.8 | 0% |
| Dining & Misc | 96.7 | 95.2 | +2% |
| Overall | 94.6 | 91.1 | +4% |
Index values relative to national average (100). Positive difference = more expensive in Ohio.
What things actually cost
| Item | Ohio | Texas | Difference |
|---|---|---|---|
| Median home price | $220,000 | $295,000 | $75,000 |
| Average 2BR rent | $1,226/mo | $1,112/mo | +$114 |
| Gas price | $3.44/gal | $3.21/gal | +$0.23 |
| Electric bill | $100/mo | $87/mo | +$13 |
| Infant childcare | $17,071/yr | $10,706/yr | +$6,365 |
Salary equivalent: Ohio → Texas
What a Ohio salary buys you in Texas, adjusted for cost of living.
| Salary in Ohio | Equivalent in Texas | Difference |
|---|---|---|
| $50,000 | $48,150 | +$1,850 |
| $75,000 | $72,225 | +$2,775 |
| $100,000 | $96,300 | +$3,700 |
| $150,000 | $144,450 | +$5,550 |
| $200,000 | $192,600 | +$7,400 |
Positive = your money goes further in Texas. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Ohio is 4% more expensive than Texas overall. Ohio has an index of 94.6 vs 91.1 for Texas (national average = 100).
FAQ
Is it cheaper to live in Ohio or Texas?
Texas is cheaper to live in. Ohio is 4% more expensive overall. The biggest driver is housing — median home prices are $220,000 in Ohio vs $295,000 in Texas.
Is Texas cheaper than Ohio?
Yes, Texas is 4% cheaper than Ohio overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Ohio more expensive than Texas?
Yes, Ohio is 4% more expensive than Texas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Texas equals $100,000 in Ohio?
To maintain the same purchasing power as a $100,000 salary in Ohio, you would need approximately $96,300 in Texas. This is based on the overall cost-of-living index (94.6 vs 91.1).
How do housing costs compare between Ohio and Texas?
Housing is significantly cheaper in Ohio. Median home prices are $220,000 in Ohio vs $295,000 in Texas — a $75,000 difference. Average 2-bedroom rent is $1,226/mo vs $1,112/mo.
What costs more in Ohio vs Texas?
Housing is 10% higher in Ohio (index 87.6 vs 79.4). Transportation is 5% higher in Ohio (index 97.6 vs 92.9). Utilities is 4% lower in Ohio (index 98.3 vs 102.9).
Is gas cheaper in Ohio or Texas?
Gas averages $3.44/gallon in Ohio and $3.21/gallon in Texas — a $0.23 difference per gallon.
Ohio vs Texas cost of living — how do they compare?
Ohio has an overall cost-of-living index of 94.6 and Texas has 91.1 (national average = 100). Ohio is 4% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Ohio and Texas?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Ohio vs Texas paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Ohio Cost of Living — Housing, groceries, gas, and more
- Texas Cost of Living — Housing, groceries, gas, and more
- Ohio vs Texas Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Ohio — How much house can you afford?
- House Affordability in Texas — How much house can you afford?
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.