Purchasing power
Your $75,000 is worth different amounts in each state
$82,327
in North Dakota
$66,430
in Washington
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | North Dakota | Washington | Difference |
|---|---|---|---|
| Housing | 75.7 | 118.3 | -36% |
| Groceries | 96.8 | 108.0 | -10% |
| Utilities | 83.2 | 98.8 | -16% |
| Transportation | 99.9 | 124.0 | -19% |
| Healthcare | 108.8 | 110.2 | -1% |
| Dining & Misc | 99.2 | 111.2 | -11% |
| Overall | 91.1 | 112.9 | -19% |
Index values relative to national average (100). Positive difference = more expensive in North Dakota.
What things actually cost
| Item | North Dakota | Washington | Difference |
|---|---|---|---|
| Median home price | $255,000 | $580,000 | $325,000 |
| Average 2BR rent | $1,060/mo | $1,656/mo | $596 |
| Gas price | $3.08/gal | $4.69/gal | $1.61 |
| Electric bill | $70/mo | $90/mo | $19 |
| Infant childcare | $12,373/yr | $20,677/yr | $8,304 |
Salary equivalent: North Dakota → Washington
What a North Dakota salary buys you in Washington, adjusted for cost of living.
| Salary in North Dakota | Equivalent in Washington | Difference |
|---|---|---|
| $50,000 | $61,965 | $-11,965 |
| $75,000 | $92,947 | $-17,947 |
| $100,000 | $123,930 | $-23,930 |
| $150,000 | $185,895 | $-35,895 |
| $200,000 | $247,859 | $-47,859 |
Positive = your money goes further in Washington. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Washington is 19% more expensive than North Dakota overall. Washington has an index of 112.9 vs 91.1 for North Dakota (national average = 100).
FAQ
Is it cheaper to live in North Dakota or Washington?
North Dakota is cheaper to live in. Washington is 19% more expensive overall. The biggest driver is housing — median home prices are $255,000 in North Dakota vs $580,000 in Washington.
Is North Dakota cheaper than Washington?
Yes, North Dakota is 19% cheaper than Washington overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Washington more expensive than North Dakota?
Yes, Washington is 19% more expensive than North Dakota based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Washington equals $100,000 in North Dakota?
To maintain the same purchasing power as a $100,000 salary in North Dakota, you would need approximately $123,930 in Washington. This is based on the overall cost-of-living index (91.1 vs 112.9).
How do housing costs compare between North Dakota and Washington?
Housing is significantly cheaper in North Dakota. Median home prices are $255,000 in North Dakota vs $580,000 in Washington — a $325,000 difference. Average 2-bedroom rent is $1,060/mo vs $1,656/mo.
What costs more in North Dakota vs Washington?
Housing is 36% lower in North Dakota (index 75.7 vs 118.3). Transportation is 19% lower in North Dakota (index 99.9 vs 124). Utilities is 16% lower in North Dakota (index 83.2 vs 98.8).
Is gas cheaper in North Dakota or Washington?
Gas averages $3.08/gallon in North Dakota and $4.69/gallon in Washington — a $1.61 difference per gallon.
North Dakota vs Washington cost of living — how do they compare?
North Dakota has an overall cost-of-living index of 91.1 and Washington has 112.9 (national average = 100). Washington is 19% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between North Dakota and Washington?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the North Dakota vs Washington paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- North Dakota Cost of Living — Housing, groceries, gas, and more
- Washington Cost of Living — Housing, groceries, gas, and more
- North Dakota vs Washington Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in North Dakota — How much house can you afford?
- House Affordability in Washington — How much house can you afford?
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.
