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North Carolina vs Washington Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$76,609

in North Carolina

$66,430

in Washington

North Carolina
Washington

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $23,265 (31.0%)Groceries: $9,653 (12.9%)Utilities: $4,972 (6.6%)Transportation: $11,064 (14.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $7,605 (10.1%)Savings: $9,750 (13.0%)Discretionary: $2,079 (2.8%)North Carolina$76,609North Carolina
Housing: $29,279 (39.0%)Groceries: $10,530 (14.0%)Utilities: $5,187 (6.9%)Transportation: $14,880 (19.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $8,340 (11.1%)Savings: $9,750 (13.0%)Washington$66,430Washington
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$325,000vs$580,000
North Carolina
Washington
78% more
Avg 2BR rent$1,316/movs$1,656/mo
North Carolina
Washington
26% more
Groceries
Index
North Carolina
Washington
9% more
Transportation
Regular gas$3.29/galvs$4.69/gal
North Carolina
Washington
43% more
Utilities
Electric bill$103/movs$90/mo
North Carolina
15% more
Washington
Healthcare
Index
North Carolina
Washington
Childcare
Infant childcare$11,720/yrvs$20,677/yr
North Carolina
Washington
76% more

Category breakdown

Category North Carolina Washington Difference
Housing 94.0 118.3 -21%
Groceries 99.0 108.0 -8%
Utilities 94.7 98.8 -4%
Transportation 92.2 124.0 -26%
Healthcare 110.2 110.2 0%
Dining & Misc 101.4 111.2 -9%
Overall 97.9 112.9 -13%

Index values relative to national average (100). Positive difference = more expensive in North Carolina.

What things actually cost

Item North Carolina Washington Difference
Median home price $325,000 $580,000 $255,000
Average 2BR rent $1,316/mo $1,656/mo $340
Gas price $3.29/gal $4.69/gal $1.40
Electric bill $103/mo $90/mo +$13
Infant childcare $11,720/yr $20,677/yr $8,957

Salary equivalent: North Carolina → Washington

What a North Carolina salary buys you in Washington, adjusted for cost of living.

Salary in North Carolina Equivalent in Washington Difference
$50,000 $57,661 $-7,661
$75,000 $86,491 $-11,491
$100,000 $115,322 $-15,322
$150,000 $172,983 $-22,983
$200,000 $230,644 $-30,644

Positive = your money goes further in Washington. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Washington is 13% more expensive than North Carolina overall. Washington has an index of 112.9 vs 97.9 for North Carolina (national average = 100).

FAQ

Is it cheaper to live in North Carolina or Washington?

North Carolina is cheaper to live in. Washington is 13% more expensive overall. The biggest driver is housing — median home prices are $325,000 in North Carolina vs $580,000 in Washington.

Is North Carolina cheaper than Washington?

Yes, North Carolina is 13% cheaper than Washington overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Washington more expensive than North Carolina?

Yes, Washington is 13% more expensive than North Carolina based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Washington equals $100,000 in North Carolina?

To maintain the same purchasing power as a $100,000 salary in North Carolina, you would need approximately $115,322 in Washington. This is based on the overall cost-of-living index (97.9 vs 112.9).

How do housing costs compare between North Carolina and Washington?

Housing is significantly cheaper in North Carolina. Median home prices are $325,000 in North Carolina vs $580,000 in Washington — a $255,000 difference. Average 2-bedroom rent is $1,316/mo vs $1,656/mo.

What costs more in North Carolina vs Washington?

Transportation is 26% lower in North Carolina (index 92.2 vs 124). Housing is 21% lower in North Carolina (index 94 vs 118.3). Dining & Misc is 9% lower in North Carolina (index 101.4 vs 111.2).

Is gas cheaper in North Carolina or Washington?

Gas averages $3.29/gallon in North Carolina and $4.69/gallon in Washington — a $1.40 difference per gallon.

North Carolina vs Washington cost of living — how do they compare?

North Carolina has an overall cost-of-living index of 97.9 and Washington has 112.9 (national average = 100). Washington is 13% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between North Carolina and Washington?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the North Carolina vs Washington paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.