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North Carolina vs Utah Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$76,609

in North Carolina

$75,377

in Utah

North Carolina
Utah

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $23,265 (31.0%)Groceries: $9,653 (12.9%)Utilities: $4,972 (6.6%)Transportation: $11,064 (14.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $7,605 (10.1%)Savings: $9,750 (13.0%)Discretionary: $2,079 (2.8%)North Carolina$76,609North Carolina
Housing: $26,928 (35.9%)Groceries: $9,448 (12.6%)Utilities: $4,326 (5.8%)Transportation: $12,492 (16.7%)Healthcare: $5,454 (7.3%)Dining & Misc: $7,268 (9.7%)Savings: $9,750 (13.0%)Utah$75,377Utah
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$325,000vs$480,000
North Carolina
Utah
48% more
Avg 2BR rent$1,316/movs$1,523/mo
North Carolina
Utah
16% more
Groceries
Index
North Carolina
2% more
Utah
Transportation
Regular gas$3.29/galvs$3.40/gal
North Carolina
Utah
3% more
Utilities
Electric bill$103/movs$88/mo
North Carolina
17% more
Utah
Healthcare
Index
North Carolina
21% more
Utah
Childcare
Infant childcare$11,720/yrvs$13,094/yr
North Carolina
Utah
12% more

Category breakdown

Category North Carolina Utah Difference
Housing 94.0 108.8 -14%
Groceries 99.0 96.9 +2%
Utilities 94.7 82.4 +15%
Transportation 92.2 104.1 -11%
Healthcare 110.2 90.9 +21%
Dining & Misc 101.4 96.9 +5%
Overall 97.9 99.5 -2%

Index values relative to national average (100). Positive difference = more expensive in North Carolina.

What things actually cost

Item North Carolina Utah Difference
Median home price $325,000 $480,000 $155,000
Average 2BR rent $1,316/mo $1,523/mo $207
Gas price $3.29/gal $3.40/gal $0.11
Electric bill $103/mo $88/mo +$15
Infant childcare $11,720/yr $13,094/yr $1,374

Salary equivalent: North Carolina → Utah

What a North Carolina salary buys you in Utah, adjusted for cost of living.

Salary in North Carolina Equivalent in Utah Difference
$50,000 $50,817 $-817
$75,000 $76,226 $-1,226
$100,000 $101,634 $-1,634
$150,000 $152,451 $-2,451
$200,000 $203,269 $-3,269

Positive = your money goes further in Utah. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Utah is 2% more expensive than North Carolina overall. Utah has an index of 99.5 vs 97.9 for North Carolina (national average = 100).

FAQ

Is it cheaper to live in North Carolina or Utah?

North Carolina is cheaper to live in. Utah is 2% more expensive overall. The biggest driver is housing — median home prices are $325,000 in North Carolina vs $480,000 in Utah.

Is North Carolina cheaper than Utah?

Yes, North Carolina is 2% cheaper than Utah overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Utah more expensive than North Carolina?

Yes, Utah is 2% more expensive than North Carolina based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Utah equals $100,000 in North Carolina?

To maintain the same purchasing power as a $100,000 salary in North Carolina, you would need approximately $101,634 in Utah. This is based on the overall cost-of-living index (97.9 vs 99.5).

How do housing costs compare between North Carolina and Utah?

Housing is significantly cheaper in North Carolina. Median home prices are $325,000 in North Carolina vs $480,000 in Utah — a $155,000 difference. Average 2-bedroom rent is $1,316/mo vs $1,523/mo.

What costs more in North Carolina vs Utah?

Healthcare is 21% higher in North Carolina (index 110.2 vs 90.9). Housing is 14% lower in North Carolina (index 94 vs 108.8). Utilities is 15% higher in North Carolina (index 94.7 vs 82.4).

Is gas cheaper in North Carolina or Utah?

Gas averages $3.29/gallon in North Carolina and $3.40/gallon in Utah — a $0.11 difference per gallon.

North Carolina vs Utah cost of living — how do they compare?

North Carolina has an overall cost-of-living index of 97.9 and Utah has 99.5 (national average = 100). Utah is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between North Carolina and Utah?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the North Carolina vs Utah paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.