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North Carolina vs Oregon Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$76,609

in North Carolina

$66,489

in Oregon

North Carolina
Oregon

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $23,265 (31.0%)Groceries: $9,653 (12.9%)Utilities: $4,972 (6.6%)Transportation: $11,064 (14.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $7,605 (10.1%)Savings: $9,750 (13.0%)Discretionary: $2,079 (2.8%)North Carolina$76,609North Carolina
Housing: $31,532 (42.0%)Groceries: $10,413 (13.9%)Utilities: $5,019 (6.7%)Transportation: $14,292 (19.1%)Healthcare: $7,074 (9.4%)Dining & Misc: $7,830 (10.4%)Savings: $9,750 (13.0%)Oregon$66,489Oregon
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$325,000vs$490,000
North Carolina
Oregon
51% more
Avg 2BR rent$1,316/movs$1,784/mo
North Carolina
Oregon
36% more
Groceries
Index
North Carolina
Oregon
8% more
Transportation
Regular gas$3.29/galvs$4.26/gal
North Carolina
Oregon
29% more
Utilities
Electric bill$103/movs$98/mo
North Carolina
5% more
Oregon
Healthcare
Index
North Carolina
Oregon
7% more
Childcare
Infant childcare$11,720/yrvs$19,064/yr
North Carolina
Oregon
63% more

Category breakdown

Category North Carolina Oregon Difference
Housing 94.0 127.4 -26%
Groceries 99.0 106.8 -7%
Utilities 94.7 95.6 -1%
Transportation 92.2 119.1 -23%
Healthcare 110.2 117.9 -7%
Dining & Misc 101.4 104.4 -3%
Overall 97.9 112.8 -13%

Index values relative to national average (100). Positive difference = more expensive in North Carolina.

What things actually cost

Item North Carolina Oregon Difference
Median home price $325,000 $490,000 $165,000
Average 2BR rent $1,316/mo $1,784/mo $468
Gas price $3.29/gal $4.26/gal $0.97
Electric bill $103/mo $98/mo +$5
Infant childcare $11,720/yr $19,064/yr $7,344

Salary equivalent: North Carolina → Oregon

What a North Carolina salary buys you in Oregon, adjusted for cost of living.

Salary in North Carolina Equivalent in Oregon Difference
$50,000 $57,610 $-7,610
$75,000 $86,415 $-11,415
$100,000 $115,220 $-15,220
$150,000 $172,829 $-22,829
$200,000 $230,439 $-30,439

Positive = your money goes further in Oregon. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Oregon is 13% more expensive than North Carolina overall. Oregon has an index of 112.8 vs 97.9 for North Carolina (national average = 100).

FAQ

Is it cheaper to live in North Carolina or Oregon?

North Carolina is cheaper to live in. Oregon is 13% more expensive overall. The biggest driver is housing — median home prices are $325,000 in North Carolina vs $490,000 in Oregon.

Is North Carolina cheaper than Oregon?

Yes, North Carolina is 13% cheaper than Oregon overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Oregon more expensive than North Carolina?

Yes, Oregon is 13% more expensive than North Carolina based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oregon equals $100,000 in North Carolina?

To maintain the same purchasing power as a $100,000 salary in North Carolina, you would need approximately $115,220 in Oregon. This is based on the overall cost-of-living index (97.9 vs 112.8).

How do housing costs compare between North Carolina and Oregon?

Housing is significantly cheaper in North Carolina. Median home prices are $325,000 in North Carolina vs $490,000 in Oregon — a $165,000 difference. Average 2-bedroom rent is $1,316/mo vs $1,784/mo.

What costs more in North Carolina vs Oregon?

Housing is 26% lower in North Carolina (index 94 vs 127.4). Transportation is 23% lower in North Carolina (index 92.2 vs 119.1). Groceries is 7% lower in North Carolina (index 99 vs 106.8).

Is gas cheaper in North Carolina or Oregon?

Gas averages $3.29/gallon in North Carolina and $4.26/gallon in Oregon — a $0.97 difference per gallon.

North Carolina vs Oregon cost of living — how do they compare?

North Carolina has an overall cost-of-living index of 97.9 and Oregon has 112.8 (national average = 100). Oregon is 13% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between North Carolina and Oregon?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the North Carolina vs Oregon paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.