Montana vs Wisconsin Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$77,479
in Montana
$76,142
in Wisconsin
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Montana | Wisconsin | Difference |
|---|---|---|---|
| Housing | 94.4 | 99.0 | -5% |
| Groceries | 101.6 | 99.5 | +2% |
| Utilities | 81.5 | 91.2 | -11% |
| Transportation | 99.5 | 99.0 | +1% |
| Healthcare | 106.5 | 99.8 | +7% |
| Dining & Misc | 98.6 | 99.3 | -1% |
| Overall | 96.8 | 98.5 | -2% |
Index values relative to national average (100). Positive difference = more expensive in Montana.
What things actually cost
| Item | Montana | Wisconsin | Difference |
|---|---|---|---|
| Median home price | $410,000 | $280,000 | +$130,000 |
| Average 2BR rent | $1,322/mo | $1,386/mo | $64 |
| Gas price | $3.19/gal | $3.18/gal | +$0.01 |
| Electric bill | $96/mo | $113/mo | $17 |
| Infant childcare | $12,778/yr | $16,956/yr | $4,178 |
Salary equivalent: Montana → Wisconsin
What a Montana salary buys you in Wisconsin, adjusted for cost of living.
| Salary in Montana | Equivalent in Wisconsin | Difference |
|---|---|---|
| $50,000 | $50,878 | $-878 |
| $75,000 | $76,317 | $-1,317 |
| $100,000 | $101,756 | $-1,756 |
| $150,000 | $152,634 | $-2,634 |
| $200,000 | $203,512 | $-3,512 |
Positive = your money goes further in Wisconsin. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Wisconsin is 2% more expensive than Montana overall. Wisconsin has an index of 98.5 vs 96.8 for Montana (national average = 100).
FAQ
Is it cheaper to live in Montana or Wisconsin?
Montana is cheaper to live in. Wisconsin is 2% more expensive overall. The biggest driver is housing — median home prices are $410,000 in Montana vs $280,000 in Wisconsin.
Is Montana cheaper than Wisconsin?
Yes, Montana is 2% cheaper than Wisconsin overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Wisconsin more expensive than Montana?
Yes, Wisconsin is 2% more expensive than Montana based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Wisconsin equals $100,000 in Montana?
To maintain the same purchasing power as a $100,000 salary in Montana, you would need approximately $101,756 in Wisconsin. This is based on the overall cost-of-living index (96.8 vs 98.5).
How do housing costs compare between Montana and Wisconsin?
Housing is significantly cheaper in Wisconsin. Median home prices are $410,000 in Montana vs $280,000 in Wisconsin — a $130,000 difference. Average 2-bedroom rent is $1,322/mo vs $1,386/mo.
What costs more in Montana vs Wisconsin?
Utilities is 11% lower in Montana (index 81.5 vs 91.2). Healthcare is 7% higher in Montana (index 106.5 vs 99.8). Housing is 5% lower in Montana (index 94.4 vs 99).
Is gas cheaper in Montana or Wisconsin?
Gas averages $3.19/gallon in Montana and $3.18/gallon in Wisconsin — a $0.01 difference per gallon.
Montana vs Wisconsin cost of living — how do they compare?
Montana has an overall cost-of-living index of 96.8 and Wisconsin has 98.5 (national average = 100). Wisconsin is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Montana and Wisconsin?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Montana has a progressive income tax with rates of 4.70% and 5.65% for 2026, and no state sales tax. Wisconsin uses a progressive income tax with 4 brackets, topping out at 7.65% on income over $405,550. Use the Montana vs Wisconsin paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Montana and Wisconsin?
Montana requires residents to file a state income tax return annually, typically due April 15. Wisconsin requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Montana Cost of Living — Housing, groceries, gas, and more
- Wisconsin Cost of Living — Housing, groceries, gas, and more
- Montana vs Wisconsin Paycheck Comparison — Compare take-home pay after taxes
- Montana Paycheck Estimator — Calculate take-home pay in Montana
- Wisconsin Paycheck Estimator — Calculate take-home pay in Wisconsin
- Salary After Tax by State — Take-home rankings across all 50 states
- House Affordability in Montana — How much house can you afford?
- House Affordability in Wisconsin — How much house can you afford?
- Montana Tax Brackets — See 2026 marginal rates
- Wisconsin Tax Brackets — See 2026 marginal rates
- Mortgage Calculator — Estimate monthly payments with local rates
- Montana Bonus Tax Calculator — See how bonuses are taxed differently
- Wisconsin Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Pay Raise Calculator — See how a raise changes your take-home pay
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.