Missouri vs North Dakota Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$84,364
in Missouri
$82,327
in North Dakota
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Missouri | North Dakota | Difference |
|---|---|---|---|
| Housing | 77.5 | 75.7 | +2% |
| Groceries | 95.9 | 96.8 | -1% |
| Utilities | 92.0 | 83.2 | +11% |
| Transportation | 87.2 | 99.9 | -13% |
| Healthcare | 100.3 | 108.8 | -8% |
| Dining & Misc | 93.7 | 99.2 | -6% |
| Overall | 88.9 | 91.1 | -2% |
Index values relative to national average (100). Positive difference = more expensive in Missouri.
What things actually cost
| Item | Missouri | North Dakota | Difference |
|---|---|---|---|
| Median home price | $235,000 | $255,000 | $20,000 |
| Average 2BR rent | $1,085/mo | $1,060/mo | +$25 |
| Gas price | $3.03/gal | $3.08/gal | $0.05 |
| Electric bill | $98/mo | $70/mo | +$28 |
| Infant childcare | $13,173/yr | $12,373/yr | +$800 |
Salary equivalent: Missouri → North Dakota
What a Missouri salary buys you in North Dakota, adjusted for cost of living.
| Salary in Missouri | Equivalent in North Dakota | Difference |
|---|---|---|
| $50,000 | $51,237 | $-1,237 |
| $75,000 | $76,856 | $-1,856 |
| $100,000 | $102,475 | $-2,475 |
| $150,000 | $153,712 | $-3,712 |
| $200,000 | $204,949 | $-4,949 |
Positive = your money goes further in North Dakota. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
North Dakota is 2% more expensive than Missouri overall. North Dakota has an index of 91.1 vs 88.9 for Missouri (national average = 100).
FAQ
Is it cheaper to live in Missouri or North Dakota?
Missouri is cheaper to live in. North Dakota is 2% more expensive overall. The biggest driver is housing — median home prices are $235,000 in Missouri vs $255,000 in North Dakota.
Is Missouri cheaper than North Dakota?
Yes, Missouri is 2% cheaper than North Dakota overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is North Dakota more expensive than Missouri?
Yes, North Dakota is 2% more expensive than Missouri based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in North Dakota equals $100,000 in Missouri?
To maintain the same purchasing power as a $100,000 salary in Missouri, you would need approximately $102,475 in North Dakota. This is based on the overall cost-of-living index (88.9 vs 91.1).
How do housing costs compare between Missouri and North Dakota?
Housing is significantly cheaper in Missouri. Median home prices are $235,000 in Missouri vs $255,000 in North Dakota — a $20,000 difference. Average 2-bedroom rent is $1,085/mo vs $1,060/mo.
What costs more in Missouri vs North Dakota?
Transportation is 13% lower in Missouri (index 87.2 vs 99.9). Utilities is 11% higher in Missouri (index 92 vs 83.2). Healthcare is 8% lower in Missouri (index 100.3 vs 108.8).
Is gas cheaper in Missouri or North Dakota?
Gas averages $3.03/gallon in Missouri and $3.08/gallon in North Dakota — a $0.05 difference per gallon.
Missouri vs North Dakota cost of living — how do they compare?
Missouri has an overall cost-of-living index of 88.9 and North Dakota has 91.1 (national average = 100). North Dakota is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Missouri and North Dakota?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Missouri uses a progressive income tax with a top rate of 4.80% on income above $8,968. North Dakota has a progressive income tax with very low rates, topping out at 2.50%. Use the Missouri vs North Dakota paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Missouri and North Dakota?
Missouri requires residents to file a state income tax return annually, typically due April 15. North Dakota requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Missouri Cost of Living — Housing, groceries, gas, and more
- North Dakota Cost of Living — Housing, groceries, gas, and more
- Missouri vs North Dakota Paycheck Comparison — Compare take-home pay after taxes
- Missouri Paycheck Estimator — Calculate take-home pay in Missouri
- North Dakota Paycheck Estimator — Calculate take-home pay in North Dakota
- Salary After Tax by State — Take-home rankings across all 50 states
- House Affordability in Missouri — How much house can you afford?
- House Affordability in North Dakota — How much house can you afford?
- Missouri Tax Brackets — See 2026 marginal rates
- North Dakota Tax Brackets — See 2026 marginal rates
- Mortgage Calculator — Estimate monthly payments with local rates
- Missouri Bonus Tax Calculator — See how bonuses are taxed differently
- North Dakota Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Pay Raise Calculator — See how a raise changes your take-home pay
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.