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Maine vs Virginia Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$65,789

in Maine

$73,386

in Virginia

Maine
Virginia

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $33,586 (44.8%)Groceries: $9,848 (13.1%)Utilities: $6,242 (8.3%)Transportation: $12,432 (16.6%)Healthcare: $6,918 (9.2%)Dining & Misc: $7,650 (10.2%)Savings: $9,750 (13.0%)Maine$65,789Maine
Housing: $26,408 (35.2%)Groceries: $9,721 (13.0%)Utilities: $5,119 (6.8%)Transportation: $11,460 (15.3%)Healthcare: $6,456 (8.6%)Dining & Misc: $7,612 (10.1%)Savings: $9,750 (13.0%)Virginia$73,386Virginia
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$380,000vs$380,000
Maine
Virginia
Avg 2BR rent$1,900/movs$1,494/mo
Maine
27% more
Virginia
Groceries
Index
Maine
1% more
Virginia
Transportation
Regular gas$3.47/galvs$3.32/gal
Maine
5% more
Virginia
Utilities
Electric bill$174/movs$94/mo
Maine
85% more
Virginia
Healthcare
Index
Maine
7% more
Virginia
Childcare
Infant childcare$13,310/yrvs$14,277/yr
Maine
Virginia
7% more

Category breakdown

Category Maine Virginia Difference
Housing 135.7 106.7 +27%
Groceries 101.0 99.7 +1%
Utilities 118.9 97.5 +22%
Transportation 103.6 95.5 +8%
Healthcare 115.3 107.6 +7%
Dining & Misc 102.0 101.5 0%
Overall 114.0 102.2 +12%

Index values relative to national average (100). Positive difference = more expensive in Maine.

What things actually cost

Item Maine Virginia Difference
Median home price $380,000 $380,000 $0
Average 2BR rent $1,900/mo $1,494/mo +$406
Gas price $3.47/gal $3.32/gal +$0.15
Electric bill $174/mo $94/mo +$80
Infant childcare $13,310/yr $14,277/yr $967

Salary equivalent: Maine → Virginia

What a Maine salary buys you in Virginia, adjusted for cost of living.

Salary in Maine Equivalent in Virginia Difference
$50,000 $44,825 +$5,175
$75,000 $67,237 +$7,763
$100,000 $89,649 +$10,351
$150,000 $134,474 +$15,526
$200,000 $179,298 +$20,702

Positive = your money goes further in Virginia. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Maine is 12% more expensive than Virginia overall. Maine has an index of 114 vs 102.2 for Virginia (national average = 100).

FAQ

Is it cheaper to live in Maine or Virginia?

Virginia is cheaper to live in. Maine is 12% more expensive overall. The biggest driver is housing — median home prices are $380,000 in Maine vs $380,000 in Virginia.

Is Virginia cheaper than Maine?

Yes, Virginia is 12% cheaper than Maine overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Maine more expensive than Virginia?

Yes, Maine is 12% more expensive than Virginia based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Virginia equals $100,000 in Maine?

To maintain the same purchasing power as a $100,000 salary in Maine, you would need approximately $89,649 in Virginia. This is based on the overall cost-of-living index (114 vs 102.2).

How do housing costs compare between Maine and Virginia?

Housing is cheaper in Maine. Median home prices are $380,000 in Maine vs $380,000 in Virginia — a $0 difference. Average 2-bedroom rent is $1,900/mo vs $1,494/mo.

What costs more in Maine vs Virginia?

Housing is 27% higher in Maine (index 135.7 vs 106.7). Utilities is 22% higher in Maine (index 118.9 vs 97.5). Transportation is 8% higher in Maine (index 103.6 vs 95.5).

Is gas cheaper in Maine or Virginia?

Gas averages $3.47/gallon in Maine and $3.32/gallon in Virginia — a $0.15 difference per gallon.

Maine vs Virginia cost of living — how do they compare?

Maine has an overall cost-of-living index of 114 and Virginia has 102.2 (national average = 100). Maine is 12% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Maine and Virginia?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Maine uses a progressive income tax with 3 brackets, topping out at 7.15% on income over $58,050. Virginia uses a progressive income tax with a top rate of 5.75% on income above $17,001. Use the Maine vs Virginia paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Maine and Virginia?

Maine requires residents to file a state income tax return annually, typically due April 15. Virginia requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.