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Maine vs Oklahoma Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$65,789

in Maine

$88,548

in Oklahoma

Maine
Oklahoma

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $33,586 (44.8%)Groceries: $9,848 (13.1%)Utilities: $6,242 (8.3%)Transportation: $12,432 (16.6%)Healthcare: $6,918 (9.2%)Dining & Misc: $7,650 (10.2%)Savings: $9,750 (13.0%)Maine$65,789Maine
Housing: $17,028 (22.7%)Groceries: $9,302 (12.4%)Utilities: $5,156 (6.9%)Transportation: $10,656 (14.2%)Healthcare: $5,826 (7.8%)Dining & Misc: $6,570 (8.8%)Savings: $9,750 (13.0%)Discretionary: $10,712 (14.3%)Oklahoma$88,548Oklahoma
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$380,000vs$190,000
Maine
100% more
Oklahoma
Avg 2BR rent$1,900/movs$963/mo
Maine
97% more
Oklahoma
Groceries
Index
Maine
6% more
Oklahoma
Transportation
Regular gas$3.47/galvs$3.01/gal
Maine
15% more
Oklahoma
Utilities
Electric bill$174/movs$81/mo
Maine
116% more
Oklahoma
Healthcare
Index
Maine
19% more
Oklahoma
Childcare
Infant childcare$13,310/yrvs$12,468/yr
Maine
7% more
Oklahoma

Category breakdown

Category Maine Oklahoma Difference
Housing 135.7 68.8 +97%
Groceries 101.0 95.4 +6%
Utilities 118.9 98.2 +21%
Transportation 103.6 88.8 +17%
Healthcare 115.3 97.1 +19%
Dining & Misc 102.0 87.6 +16%
Overall 114.0 84.7 +35%

Index values relative to national average (100). Positive difference = more expensive in Maine.

What things actually cost

Item Maine Oklahoma Difference
Median home price $380,000 $190,000 +$190,000
Average 2BR rent $1,900/mo $963/mo +$937
Gas price $3.47/gal $3.01/gal +$0.46
Electric bill $174/mo $81/mo +$94
Infant childcare $13,310/yr $12,468/yr +$842

Salary equivalent: Maine → Oklahoma

What a Maine salary buys you in Oklahoma, adjusted for cost of living.

Salary in Maine Equivalent in Oklahoma Difference
$50,000 $37,149 +$12,851
$75,000 $55,724 +$19,276
$100,000 $74,298 +$25,702
$150,000 $111,447 +$38,553
$200,000 $148,596 +$51,404

Positive = your money goes further in Oklahoma. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Maine is 35% more expensive than Oklahoma overall. Maine has an index of 114 vs 84.7 for Oklahoma (national average = 100).

FAQ

Is it cheaper to live in Maine or Oklahoma?

Oklahoma is cheaper to live in. Maine is 35% more expensive overall. The biggest driver is housing — median home prices are $380,000 in Maine vs $190,000 in Oklahoma.

Is Oklahoma cheaper than Maine?

Yes, Oklahoma is 35% cheaper than Maine overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Maine more expensive than Oklahoma?

Yes, Maine is 35% more expensive than Oklahoma based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oklahoma equals $100,000 in Maine?

To maintain the same purchasing power as a $100,000 salary in Maine, you would need approximately $74,298 in Oklahoma. This is based on the overall cost-of-living index (114 vs 84.7).

How do housing costs compare between Maine and Oklahoma?

Housing is significantly cheaper in Oklahoma. Median home prices are $380,000 in Maine vs $190,000 in Oklahoma — a $190,000 difference. Average 2-bedroom rent is $1,900/mo vs $963/mo.

What costs more in Maine vs Oklahoma?

Housing is 97% higher in Maine (index 135.7 vs 68.8). Utilities is 21% higher in Maine (index 118.9 vs 98.2). Healthcare is 19% higher in Maine (index 115.3 vs 97.1).

Is gas cheaper in Maine or Oklahoma?

Gas averages $3.47/gallon in Maine and $3.01/gallon in Oklahoma — a $0.46 difference per gallon.

Maine vs Oklahoma cost of living — how do they compare?

Maine has an overall cost-of-living index of 114 and Oklahoma has 84.7 (national average = 100). Maine is 35% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Maine and Oklahoma?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Maine uses a progressive income tax with 3 brackets, topping out at 7.15% on income over $58,050. Oklahoma uses a progressive income tax with three brackets and a top rate of 4.50% for 2026 (reduced from 4.75% in 2025). Oklahoma has been gradually cutting its income tax rate — it was 5.0% as recently as 2022. Combined with low cost of living, Oklahoma offers strong purchasing power for mid-range salaries. Use the Maine vs Oklahoma paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Maine and Oklahoma?

Maine requires residents to file a state income tax return annually, typically due April 15. Oklahoma requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.