Maine vs Massachusetts Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$65,789
in Maine
$50,505
in Massachusetts
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Maine | Massachusetts | Difference |
|---|---|---|---|
| Housing | 135.7 | 221.0 | -39% |
| Groceries | 101.0 | 102.7 | -2% |
| Utilities | 118.9 | 154.8 | -23% |
| Transportation | 103.6 | 105.2 | -2% |
| Healthcare | 115.3 | 134.2 | -14% |
| Dining & Misc | 102.0 | 116.8 | -13% |
| Overall | 114.0 | 148.5 | -23% |
Index values relative to national average (100). Positive difference = more expensive in Maine.
What things actually cost
| Item | Maine | Massachusetts | Difference |
|---|---|---|---|
| Median home price | $380,000 | $620,000 | $240,000 |
| Average 2BR rent | $1,900/mo | $3,094/mo | $1,194 |
| Gas price | $3.47/gal | $3.41/gal | +$0.06 |
| Electric bill | $174/mo | $212/mo | $38 |
| Infant childcare | $13,310/yr | $26,709/yr | $13,399 |
Salary equivalent: Maine → Massachusetts
What a Maine salary buys you in Massachusetts, adjusted for cost of living.
| Salary in Maine | Equivalent in Massachusetts | Difference |
|---|---|---|
| $50,000 | $65,132 | $-15,132 |
| $75,000 | $97,697 | $-22,697 |
| $100,000 | $130,263 | $-30,263 |
| $150,000 | $195,395 | $-45,395 |
| $200,000 | $260,526 | $-60,526 |
Positive = your money goes further in Massachusetts. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Massachusetts is 23% more expensive than Maine overall. Massachusetts has an index of 148.5 vs 114 for Maine (national average = 100).
FAQ
Is it cheaper to live in Maine or Massachusetts?
Maine is cheaper to live in. Massachusetts is 23% more expensive overall. The biggest driver is housing — median home prices are $380,000 in Maine vs $620,000 in Massachusetts.
Is Maine cheaper than Massachusetts?
Yes, Maine is 23% cheaper than Massachusetts overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Massachusetts more expensive than Maine?
Yes, Massachusetts is 23% more expensive than Maine based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Massachusetts equals $100,000 in Maine?
To maintain the same purchasing power as a $100,000 salary in Maine, you would need approximately $130,263 in Massachusetts. This is based on the overall cost-of-living index (114 vs 148.5).
How do housing costs compare between Maine and Massachusetts?
Housing is significantly cheaper in Maine. Median home prices are $380,000 in Maine vs $620,000 in Massachusetts — a $240,000 difference. Average 2-bedroom rent is $1,900/mo vs $3,094/mo.
What costs more in Maine vs Massachusetts?
Housing is 39% lower in Maine (index 135.7 vs 221). Utilities is 23% lower in Maine (index 118.9 vs 154.8). Healthcare is 14% lower in Maine (index 115.3 vs 134.2).
Is gas cheaper in Maine or Massachusetts?
Gas averages $3.47/gallon in Maine and $3.41/gallon in Massachusetts — a $0.06 difference per gallon.
Maine vs Massachusetts cost of living — how do they compare?
Maine has an overall cost-of-living index of 114 and Massachusetts has 148.5 (national average = 100). Massachusetts is 23% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Maine and Massachusetts?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Maine uses a progressive income tax with 3 brackets, topping out at 7.15% on income over $58,050. Massachusetts has a flat income tax of 5.00% plus a 4% surtax on income over $1 million. Use the Maine vs Massachusetts paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Maine and Massachusetts?
Maine requires residents to file a state income tax return annually, typically due April 15. Massachusetts requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Maine Cost of Living — Housing, groceries, gas, and more
- Massachusetts Cost of Living — Housing, groceries, gas, and more
- Maine vs Massachusetts Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Maine — How much house can you afford?
- House Affordability in Massachusetts — How much house can you afford?
- Maine Tax Brackets — See 2026 marginal rates
- Massachusetts Tax Brackets — See 2026 marginal rates
- Maine Mortgage Calculator — Estimate monthly payments with local rates
- Massachusetts Mortgage Calculator — Estimate monthly payments with local rates
- Maine Bonus Tax Calculator — See how bonuses are taxed differently
- Massachusetts Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.