Louisiana vs Texas Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$80,732
in Louisiana
$82,327
in Texas
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Louisiana | Texas | Difference |
|---|---|---|---|
| Housing | 84.5 | 79.4 | +6% |
| Groceries | 96.4 | 95.3 | +1% |
| Utilities | 83.6 | 102.9 | -19% |
| Transportation | 97.3 | 92.9 | +5% |
| Healthcare | 93.4 | 96.8 | -4% |
| Dining & Misc | 100.0 | 95.2 | +5% |
| Overall | 92.9 | 91.1 | +2% |
Index values relative to national average (100). Positive difference = more expensive in Louisiana.
What things actually cost
| Item | Louisiana | Texas | Difference |
|---|---|---|---|
| Median home price | $210,000 | $295,000 | $85,000 |
| Average 2BR rent | $1,183/mo | $1,112/mo | +$71 |
| Gas price | $3.11/gal | $3.21/gal | $0.10 |
| Electric bill | $78/mo | $87/mo | $9 |
| Infant childcare | $8,873/yr | $10,706/yr | $1,833 |
Salary equivalent: Louisiana → Texas
What a Louisiana salary buys you in Texas, adjusted for cost of living.
| Salary in Louisiana | Equivalent in Texas | Difference |
|---|---|---|
| $50,000 | $49,031 | +$969 |
| $75,000 | $73,547 | +$1,453 |
| $100,000 | $98,062 | +$1,938 |
| $150,000 | $147,094 | +$2,906 |
| $200,000 | $196,125 | +$3,875 |
Positive = your money goes further in Texas. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Louisiana is 2% more expensive than Texas overall. Louisiana has an index of 92.9 vs 91.1 for Texas (national average = 100).
FAQ
Is it cheaper to live in Louisiana or Texas?
Texas is cheaper to live in. Louisiana is 2% more expensive overall. The biggest driver is housing — median home prices are $210,000 in Louisiana vs $295,000 in Texas.
Is Texas cheaper than Louisiana?
Yes, Texas is 2% cheaper than Louisiana overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Louisiana more expensive than Texas?
Yes, Louisiana is 2% more expensive than Texas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Texas equals $100,000 in Louisiana?
To maintain the same purchasing power as a $100,000 salary in Louisiana, you would need approximately $98,062 in Texas. This is based on the overall cost-of-living index (92.9 vs 91.1).
How do housing costs compare between Louisiana and Texas?
Housing is significantly cheaper in Louisiana. Median home prices are $210,000 in Louisiana vs $295,000 in Texas — a $85,000 difference. Average 2-bedroom rent is $1,183/mo vs $1,112/mo.
What costs more in Louisiana vs Texas?
Utilities is 19% lower in Louisiana (index 83.6 vs 102.9). Housing is 6% higher in Louisiana (index 84.5 vs 79.4). Dining & Misc is 5% higher in Louisiana (index 100 vs 95.2).
Is gas cheaper in Louisiana or Texas?
Gas averages $3.11/gallon in Louisiana and $3.21/gallon in Texas — a $0.10 difference per gallon.
Louisiana vs Texas cost of living — how do they compare?
Louisiana has an overall cost-of-living index of 92.9 and Texas has 91.1 (national average = 100). Louisiana is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Louisiana and Texas?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Louisiana vs Texas paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Louisiana Cost of Living — Housing, groceries, gas, and more
- Texas Cost of Living — Housing, groceries, gas, and more
- Louisiana vs Texas Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Louisiana — How much house can you afford?
- House Affordability in Texas — How much house can you afford?
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.