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Louisiana vs North Dakota Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$80,732

in Louisiana

$82,327

in North Dakota

Louisiana
North Dakota

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $20,914 (27.9%)Groceries: $9,399 (12.5%)Utilities: $4,389 (5.9%)Transportation: $11,676 (15.6%)Healthcare: $5,604 (7.5%)Dining & Misc: $7,500 (10.0%)Savings: $9,750 (13.0%)Discretionary: $5,768 (7.7%)Louisiana$80,732Louisiana
Housing: $18,736 (25.0%)Groceries: $9,438 (12.6%)Utilities: $4,368 (5.8%)Transportation: $11,988 (16.0%)Healthcare: $6,528 (8.7%)Dining & Misc: $7,440 (9.9%)Savings: $9,750 (13.0%)Discretionary: $6,752 (9.0%)North Dakota$82,327North Dakota
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$210,000vs$255,000
Louisiana
North Dakota
21% more
Avg 2BR rent$1,183/movs$1,060/mo
Louisiana
12% more
North Dakota
Groceries
Index
Louisiana
North Dakota
Transportation
Regular gas$3.11/galvs$3.08/gal
Louisiana
1% more
North Dakota
Utilities
Electric bill$78/movs$70/mo
Louisiana
11% more
North Dakota
Healthcare
Index
Louisiana
North Dakota
16% more
Childcare
Infant childcare$8,873/yrvs$12,373/yr
Louisiana
North Dakota
39% more

Category breakdown

Category Louisiana North Dakota Difference
Housing 84.5 75.7 +12%
Groceries 96.4 96.8 0%
Utilities 83.6 83.2 0%
Transportation 97.3 99.9 -3%
Healthcare 93.4 108.8 -14%
Dining & Misc 100.0 99.2 +1%
Overall 92.9 91.1 +2%

Index values relative to national average (100). Positive difference = more expensive in Louisiana.

What things actually cost

Item Louisiana North Dakota Difference
Median home price $210,000 $255,000 $45,000
Average 2BR rent $1,183/mo $1,060/mo +$123
Gas price $3.11/gal $3.08/gal +$0.03
Electric bill $78/mo $70/mo +$8
Infant childcare $8,873/yr $12,373/yr $3,500

Salary equivalent: Louisiana → North Dakota

What a Louisiana salary buys you in North Dakota, adjusted for cost of living.

Salary in Louisiana Equivalent in North Dakota Difference
$50,000 $49,031 +$969
$75,000 $73,547 +$1,453
$100,000 $98,062 +$1,938
$150,000 $147,094 +$2,906
$200,000 $196,125 +$3,875

Positive = your money goes further in North Dakota. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Louisiana is 2% more expensive than North Dakota overall. Louisiana has an index of 92.9 vs 91.1 for North Dakota (national average = 100).

FAQ

Is it cheaper to live in Louisiana or North Dakota?

North Dakota is cheaper to live in. Louisiana is 2% more expensive overall. The biggest driver is housing — median home prices are $210,000 in Louisiana vs $255,000 in North Dakota.

Is North Dakota cheaper than Louisiana?

Yes, North Dakota is 2% cheaper than Louisiana overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Louisiana more expensive than North Dakota?

Yes, Louisiana is 2% more expensive than North Dakota based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in North Dakota equals $100,000 in Louisiana?

To maintain the same purchasing power as a $100,000 salary in Louisiana, you would need approximately $98,062 in North Dakota. This is based on the overall cost-of-living index (92.9 vs 91.1).

How do housing costs compare between Louisiana and North Dakota?

Housing is significantly cheaper in Louisiana. Median home prices are $210,000 in Louisiana vs $255,000 in North Dakota — a $45,000 difference. Average 2-bedroom rent is $1,183/mo vs $1,060/mo.

What costs more in Louisiana vs North Dakota?

Healthcare is 14% lower in Louisiana (index 93.4 vs 108.8). Housing is 12% higher in Louisiana (index 84.5 vs 75.7). Transportation is 3% lower in Louisiana (index 97.3 vs 99.9).

Is gas cheaper in Louisiana or North Dakota?

Gas averages $3.11/gallon in Louisiana and $3.08/gallon in North Dakota — a $0.03 difference per gallon.

Louisiana vs North Dakota cost of living — how do they compare?

Louisiana has an overall cost-of-living index of 92.9 and North Dakota has 91.1 (national average = 100). Louisiana is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Louisiana and North Dakota?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Louisiana moved to a flat income tax rate of 3.00% in 2025, replacing a three-bracket system. North Dakota has a progressive income tax with very low rates, topping out at 2.50%. Use the Louisiana vs North Dakota paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Louisiana and North Dakota?

Louisiana requires residents to file a state income tax return annually, typically due April 15. North Dakota requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.