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Illinois vs South Carolina Cost of Living

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Purchasing power

Your $75,000 is worth different amounts in each state

$78,947

in Illinois

$80,906

in South Carolina

Illinois
South Carolina

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $20,864 (27.8%)Groceries: $9,731 (13.0%)Utilities: $5,198 (6.9%)Transportation: $12,060 (16.1%)Healthcare: $6,246 (8.3%)Dining & Misc: $7,403 (9.9%)Savings: $9,750 (13.0%)Discretionary: $3,748 (5.0%)Illinois$78,947Illinois
Housing: $19,949 (26.6%)Groceries: $9,653 (12.9%)Utilities: $5,087 (6.8%)Transportation: $11,568 (15.4%)Healthcare: $5,652 (7.5%)Dining & Misc: $7,365 (9.8%)Savings: $9,750 (13.0%)Discretionary: $5,976 (8.0%)South Carolina$80,906South Carolina
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$260,000vs$285,000
Illinois
South Carolina
10% more
Avg 2BR rent$1,180/movs$1,128/mo
Illinois
5% more
South Carolina
Groceries
Index
Illinois
1% more
South Carolina
Transportation
Regular gas$3.60/galvs$3.21/gal
Illinois
12% more
South Carolina
Utilities
Electric bill$108/movs$97/mo
Illinois
12% more
South Carolina
Healthcare
Index
Illinois
11% more
South Carolina
Childcare
Infant childcare$16,107/yrvs$11,512/yr
Illinois
40% more
South Carolina

Category breakdown

Category Illinois South Carolina Difference
Housing 84.3 80.6 +5%
Groceries 99.8 99.0 +1%
Utilities 99.0 96.9 +2%
Transportation 100.5 96.4 +4%
Healthcare 104.1 94.2 +11%
Dining & Misc 98.7 98.2 +1%
Overall 95.0 92.7 +2%

Index values relative to national average (100). Positive difference = more expensive in Illinois.

What things actually cost

Item Illinois South Carolina Difference
Median home price $260,000 $285,000 $25,000
Average 2BR rent $1,180/mo $1,128/mo +$52
Gas price $3.60/gal $3.21/gal +$0.39
Electric bill $108/mo $97/mo +$12
Infant childcare $16,107/yr $11,512/yr +$4,595

Salary equivalent: Illinois → South Carolina

What a Illinois salary buys you in South Carolina, adjusted for cost of living.

Salary in Illinois Equivalent in South Carolina Difference
$50,000 $48,789 +$1,211
$75,000 $73,184 +$1,816
$100,000 $97,579 +$2,421
$150,000 $146,368 +$3,632
$200,000 $195,158 +$4,842

Positive = your money goes further in South Carolina. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Illinois is 2% more expensive than South Carolina overall. Illinois has an index of 95 vs 92.7 for South Carolina (national average = 100).

FAQ

Is it cheaper to live in Illinois or South Carolina?

South Carolina is cheaper to live in. Illinois is 2% more expensive overall. The biggest driver is housing — median home prices are $260,000 in Illinois vs $285,000 in South Carolina.

Is South Carolina cheaper than Illinois?

Yes, South Carolina is 2% cheaper than Illinois overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Illinois more expensive than South Carolina?

Yes, Illinois is 2% more expensive than South Carolina based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in South Carolina equals $100,000 in Illinois?

To maintain the same purchasing power as a $100,000 salary in Illinois, you would need approximately $97,579 in South Carolina. This is based on the overall cost-of-living index (95 vs 92.7).

How do housing costs compare between Illinois and South Carolina?

Housing is significantly cheaper in Illinois. Median home prices are $260,000 in Illinois vs $285,000 in South Carolina — a $25,000 difference. Average 2-bedroom rent is $1,180/mo vs $1,128/mo.

What costs more in Illinois vs South Carolina?

Healthcare is 11% higher in Illinois (index 104.1 vs 94.2). Transportation is 4% higher in Illinois (index 100.5 vs 96.4). Housing is 5% higher in Illinois (index 84.3 vs 80.6).

Is gas cheaper in Illinois or South Carolina?

Gas averages $3.60/gallon in Illinois and $3.21/gallon in South Carolina — a $0.39 difference per gallon.

Illinois vs South Carolina cost of living — how do they compare?

Illinois has an overall cost-of-living index of 95 and South Carolina has 92.7 (national average = 100). Illinois is 2% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Illinois and South Carolina?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Illinois vs South Carolina paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.