Worklets

Illinois vs Maine Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$78,947

in Illinois

$65,789

in Maine

Illinois
Maine

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $20,864 (27.8%)Groceries: $9,731 (13.0%)Utilities: $5,198 (6.9%)Transportation: $12,060 (16.1%)Healthcare: $6,246 (8.3%)Dining & Misc: $7,403 (9.9%)Savings: $9,750 (13.0%)Discretionary: $3,748 (5.0%)Illinois$78,947Illinois
Housing: $33,586 (44.8%)Groceries: $9,848 (13.1%)Utilities: $6,242 (8.3%)Transportation: $12,432 (16.6%)Healthcare: $6,918 (9.2%)Dining & Misc: $7,650 (10.2%)Savings: $9,750 (13.0%)Maine$65,789Maine
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$260,000vs$380,000
Illinois
Maine
46% more
Avg 2BR rent$1,180/movs$1,900/mo
Illinois
Maine
61% more
Groceries
Index
Illinois
Maine
1% more
Transportation
Regular gas$3.60/galvs$3.47/gal
Illinois
4% more
Maine
Utilities
Electric bill$108/movs$174/mo
Illinois
Maine
61% more
Healthcare
Index
Illinois
Maine
11% more
Childcare
Infant childcare$16,107/yrvs$13,310/yr
Illinois
21% more
Maine

Category breakdown

Category Illinois Maine Difference
Housing 84.3 135.7 -38%
Groceries 99.8 101.0 -1%
Utilities 99.0 118.9 -17%
Transportation 100.5 103.6 -3%
Healthcare 104.1 115.3 -10%
Dining & Misc 98.7 102.0 -3%
Overall 95.0 114.0 -17%

Index values relative to national average (100). Positive difference = more expensive in Illinois.

What things actually cost

Item Illinois Maine Difference
Median home price $260,000 $380,000 $120,000
Average 2BR rent $1,180/mo $1,900/mo $720
Gas price $3.60/gal $3.47/gal +$0.13
Electric bill $108/mo $174/mo $66
Infant childcare $16,107/yr $13,310/yr +$2,797

Salary equivalent: Illinois → Maine

What a Illinois salary buys you in Maine, adjusted for cost of living.

Salary in Illinois Equivalent in Maine Difference
$50,000 $60,000 $-10,000
$75,000 $90,000 $-15,000
$100,000 $120,000 $-20,000
$150,000 $180,000 $-30,000
$200,000 $240,000 $-40,000

Positive = your money goes further in Maine. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Maine is 17% more expensive than Illinois overall. Maine has an index of 114 vs 95 for Illinois (national average = 100).

FAQ

Is it cheaper to live in Illinois or Maine?

Illinois is cheaper to live in. Maine is 17% more expensive overall. The biggest driver is housing — median home prices are $260,000 in Illinois vs $380,000 in Maine.

Is Illinois cheaper than Maine?

Yes, Illinois is 17% cheaper than Maine overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Maine more expensive than Illinois?

Yes, Maine is 17% more expensive than Illinois based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Maine equals $100,000 in Illinois?

To maintain the same purchasing power as a $100,000 salary in Illinois, you would need approximately $120,000 in Maine. This is based on the overall cost-of-living index (95 vs 114).

How do housing costs compare between Illinois and Maine?

Housing is significantly cheaper in Illinois. Median home prices are $260,000 in Illinois vs $380,000 in Maine — a $120,000 difference. Average 2-bedroom rent is $1,180/mo vs $1,900/mo.

What costs more in Illinois vs Maine?

Housing is 38% lower in Illinois (index 84.3 vs 135.7). Utilities is 17% lower in Illinois (index 99 vs 118.9). Healthcare is 10% lower in Illinois (index 104.1 vs 115.3).

Is gas cheaper in Illinois or Maine?

Gas averages $3.60/gallon in Illinois and $3.47/gallon in Maine — a $0.13 difference per gallon.

Illinois vs Maine cost of living — how do they compare?

Illinois has an overall cost-of-living index of 95 and Maine has 114 (national average = 100). Maine is 17% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Illinois and Maine?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Illinois vs Maine paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.