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Florida vs Maine Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$73,964

in Florida

$65,789

in Maine

Florida
Maine

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $25,616 (34.2%)Groceries: $10,169 (13.6%)Utilities: $5,150 (6.9%)Transportation: $11,976 (16.0%)Healthcare: $5,562 (7.4%)Dining & Misc: $7,553 (10.1%)Savings: $9,750 (13.0%)Florida$73,964Florida
Housing: $33,586 (44.8%)Groceries: $9,848 (13.1%)Utilities: $6,242 (8.3%)Transportation: $12,432 (16.6%)Healthcare: $6,918 (9.2%)Dining & Misc: $7,650 (10.2%)Savings: $9,750 (13.0%)Maine$65,789Maine
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$385,000vs$380,000
Florida
1% more
Maine
Avg 2BR rent$1,449/movs$1,900/mo
Florida
Maine
31% more
Groceries
Index
Florida
3% more
Maine
Transportation
Regular gas$3.63/galvs$3.47/gal
Florida
5% more
Maine
Utilities
Electric bill$111/movs$174/mo
Florida
Maine
57% more
Healthcare
Index
Florida
Maine
24% more
Childcare
Infant childcare$13,021/yrvs$13,310/yr
Florida
Maine
2% more

Category breakdown

Category Florida Maine Difference
Housing 103.5 135.7 -24%
Groceries 104.3 101.0 +3%
Utilities 98.1 118.9 -17%
Transportation 99.8 103.6 -4%
Healthcare 92.7 115.3 -20%
Dining & Misc 100.7 102.0 -1%
Overall 101.4 114.0 -11%

Index values relative to national average (100). Positive difference = more expensive in Florida.

What things actually cost

Item Florida Maine Difference
Median home price $385,000 $380,000 +$5,000
Average 2BR rent $1,449/mo $1,900/mo $451
Gas price $3.63/gal $3.47/gal +$0.16
Electric bill $111/mo $174/mo $63
Infant childcare $13,021/yr $13,310/yr $289

Salary equivalent: Florida → Maine

What a Florida salary buys you in Maine, adjusted for cost of living.

Salary in Florida Equivalent in Maine Difference
$50,000 $56,213 $-6,213
$75,000 $84,320 $-9,320
$100,000 $112,426 $-12,426
$150,000 $168,639 $-18,639
$200,000 $224,852 $-24,852

Positive = your money goes further in Maine. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Maine is 11% more expensive than Florida overall. Maine has an index of 114 vs 101.4 for Florida (national average = 100).

FAQ

Is it cheaper to live in Florida or Maine?

Florida is cheaper to live in. Maine is 11% more expensive overall. The biggest driver is housing — median home prices are $385,000 in Florida vs $380,000 in Maine.

Is Florida cheaper than Maine?

Yes, Florida is 11% cheaper than Maine overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Maine more expensive than Florida?

Yes, Maine is 11% more expensive than Florida based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Maine equals $100,000 in Florida?

To maintain the same purchasing power as a $100,000 salary in Florida, you would need approximately $112,426 in Maine. This is based on the overall cost-of-living index (101.4 vs 114).

How do housing costs compare between Florida and Maine?

Housing is cheaper in Maine. Median home prices are $385,000 in Florida vs $380,000 in Maine — a $5,000 difference. Average 2-bedroom rent is $1,449/mo vs $1,900/mo.

What costs more in Florida vs Maine?

Housing is 24% lower in Florida (index 103.5 vs 135.7). Healthcare is 20% lower in Florida (index 92.7 vs 115.3). Utilities is 17% lower in Florida (index 98.1 vs 118.9).

Is gas cheaper in Florida or Maine?

Gas averages $3.63/gallon in Florida and $3.47/gallon in Maine — a $0.16 difference per gallon.

Florida vs Maine cost of living — how do they compare?

Florida has an overall cost-of-living index of 101.4 and Maine has 114 (national average = 100). Maine is 11% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Florida and Maine?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Florida vs Maine paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.