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Florida vs Louisiana Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$73,964

in Florida

$80,732

in Louisiana

Florida
Louisiana

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $25,616 (34.2%)Groceries: $10,169 (13.6%)Utilities: $5,150 (6.9%)Transportation: $11,976 (16.0%)Healthcare: $5,562 (7.4%)Dining & Misc: $7,553 (10.1%)Savings: $9,750 (13.0%)Florida$73,964Florida
Housing: $20,914 (27.9%)Groceries: $9,399 (12.5%)Utilities: $4,389 (5.9%)Transportation: $11,676 (15.6%)Healthcare: $5,604 (7.5%)Dining & Misc: $7,500 (10.0%)Savings: $9,750 (13.0%)Discretionary: $5,768 (7.7%)Louisiana$80,732Louisiana
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$385,000vs$210,000
Florida
83% more
Louisiana
Avg 2BR rent$1,449/movs$1,183/mo
Florida
22% more
Louisiana
Groceries
Index
Florida
8% more
Louisiana
Transportation
Regular gas$3.63/galvs$3.11/gal
Florida
17% more
Louisiana
Utilities
Electric bill$111/movs$78/mo
Florida
42% more
Louisiana
Healthcare
Index
Florida
Louisiana
1% more
Childcare
Infant childcare$13,021/yrvs$8,873/yr
Florida
47% more
Louisiana

Category breakdown

Category Florida Louisiana Difference
Housing 103.5 84.5 +22%
Groceries 104.3 96.4 +8%
Utilities 98.1 83.6 +17%
Transportation 99.8 97.3 +3%
Healthcare 92.7 93.4 -1%
Dining & Misc 100.7 100.0 +1%
Overall 101.4 92.9 +9%

Index values relative to national average (100). Positive difference = more expensive in Florida.

What things actually cost

Item Florida Louisiana Difference
Median home price $385,000 $210,000 +$175,000
Average 2BR rent $1,449/mo $1,183/mo +$266
Gas price $3.63/gal $3.11/gal +$0.52
Electric bill $111/mo $78/mo +$33
Infant childcare $13,021/yr $8,873/yr +$4,148

Salary equivalent: Florida → Louisiana

What a Florida salary buys you in Louisiana, adjusted for cost of living.

Salary in Florida Equivalent in Louisiana Difference
$50,000 $45,809 +$4,191
$75,000 $68,713 +$6,287
$100,000 $91,617 +$8,383
$150,000 $137,426 +$12,574
$200,000 $183,235 +$16,765

Positive = your money goes further in Louisiana. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Florida is 9% more expensive than Louisiana overall. Florida has an index of 101.4 vs 92.9 for Louisiana (national average = 100).

FAQ

Is it cheaper to live in Florida or Louisiana?

Louisiana is cheaper to live in. Florida is 9% more expensive overall. The biggest driver is housing — median home prices are $385,000 in Florida vs $210,000 in Louisiana.

Is Louisiana cheaper than Florida?

Yes, Louisiana is 9% cheaper than Florida overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Florida more expensive than Louisiana?

Yes, Florida is 9% more expensive than Louisiana based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Louisiana equals $100,000 in Florida?

To maintain the same purchasing power as a $100,000 salary in Florida, you would need approximately $91,617 in Louisiana. This is based on the overall cost-of-living index (101.4 vs 92.9).

How do housing costs compare between Florida and Louisiana?

Housing is significantly cheaper in Louisiana. Median home prices are $385,000 in Florida vs $210,000 in Louisiana — a $175,000 difference. Average 2-bedroom rent is $1,449/mo vs $1,183/mo.

What costs more in Florida vs Louisiana?

Housing is 22% higher in Florida (index 103.5 vs 84.5). Utilities is 17% higher in Florida (index 98.1 vs 83.6). Groceries is 8% higher in Florida (index 104.3 vs 96.4).

Is gas cheaper in Florida or Louisiana?

Gas averages $3.63/gallon in Florida and $3.11/gallon in Louisiana — a $0.52 difference per gallon.

Florida vs Louisiana cost of living — how do they compare?

Florida has an overall cost-of-living index of 101.4 and Louisiana has 92.9 (national average = 100). Florida is 9% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Florida and Louisiana?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Florida vs Louisiana paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.