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Colorado vs Oklahoma Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$72,745

in Colorado

$88,548

in Oklahoma

Colorado
Oklahoma

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $26,928 (35.9%)Groceries: $9,867 (13.2%)Utilities: $4,641 (6.2%)Transportation: $11,700 (15.6%)Healthcare: $6,378 (8.5%)Dining & Misc: $7,785 (10.4%)Savings: $9,750 (13.0%)Colorado$72,745Colorado
Housing: $17,028 (22.7%)Groceries: $9,302 (12.4%)Utilities: $5,156 (6.9%)Transportation: $10,656 (14.2%)Healthcare: $5,826 (7.8%)Dining & Misc: $6,570 (8.8%)Savings: $9,750 (13.0%)Discretionary: $10,712 (14.3%)Oklahoma$88,548Oklahoma
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$530,000vs$190,000
Colorado
179% more
Oklahoma
Avg 2BR rent$1,523/movs$963/mo
Colorado
58% more
Oklahoma
Groceries
Index
Colorado
6% more
Oklahoma
Transportation
Regular gas$3.53/galvs$3.01/gal
Colorado
17% more
Oklahoma
Utilities
Electric bill$107/movs$81/mo
Colorado
33% more
Oklahoma
Healthcare
Index
Colorado
9% more
Oklahoma
Childcare
Infant childcare$21,840/yrvs$12,468/yr
Colorado
75% more
Oklahoma

Category breakdown

Category Colorado Oklahoma Difference
Housing 108.8 68.8 +58%
Groceries 101.2 95.4 +6%
Utilities 88.4 98.2 -10%
Transportation 97.5 88.8 +10%
Healthcare 106.3 97.1 +9%
Dining & Misc 103.8 87.6 +18%
Overall 103.1 84.7 +22%

Index values relative to national average (100). Positive difference = more expensive in Colorado.

What things actually cost

Item Colorado Oklahoma Difference
Median home price $530,000 $190,000 +$340,000
Average 2BR rent $1,523/mo $963/mo +$560
Gas price $3.53/gal $3.01/gal +$0.52
Electric bill $107/mo $81/mo +$26
Infant childcare $21,840/yr $12,468/yr +$9,372

Salary equivalent: Colorado → Oklahoma

What a Colorado salary buys you in Oklahoma, adjusted for cost of living.

Salary in Colorado Equivalent in Oklahoma Difference
$50,000 $41,077 +$8,923
$75,000 $61,615 +$13,385
$100,000 $82,153 +$17,847
$150,000 $123,230 +$26,770
$200,000 $164,306 +$35,694

Positive = your money goes further in Oklahoma. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Colorado is 22% more expensive than Oklahoma overall. Colorado has an index of 103.1 vs 84.7 for Oklahoma (national average = 100).

FAQ

Is it cheaper to live in Colorado or Oklahoma?

Oklahoma is cheaper to live in. Colorado is 22% more expensive overall. The biggest driver is housing — median home prices are $530,000 in Colorado vs $190,000 in Oklahoma.

Is Oklahoma cheaper than Colorado?

Yes, Oklahoma is 22% cheaper than Colorado overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Colorado more expensive than Oklahoma?

Yes, Colorado is 22% more expensive than Oklahoma based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oklahoma equals $100,000 in Colorado?

To maintain the same purchasing power as a $100,000 salary in Colorado, you would need approximately $82,153 in Oklahoma. This is based on the overall cost-of-living index (103.1 vs 84.7).

How do housing costs compare between Colorado and Oklahoma?

Housing is significantly cheaper in Oklahoma. Median home prices are $530,000 in Colorado vs $190,000 in Oklahoma — a $340,000 difference. Average 2-bedroom rent is $1,523/mo vs $963/mo.

What costs more in Colorado vs Oklahoma?

Housing is 58% higher in Colorado (index 108.8 vs 68.8). Dining & Misc is 18% higher in Colorado (index 103.8 vs 87.6). Utilities is 10% lower in Colorado (index 88.4 vs 98.2).

Is gas cheaper in Colorado or Oklahoma?

Gas averages $3.53/gallon in Colorado and $3.01/gallon in Oklahoma — a $0.52 difference per gallon.

Colorado vs Oklahoma cost of living — how do they compare?

Colorado has an overall cost-of-living index of 103.1 and Oklahoma has 84.7 (national average = 100). Colorado is 22% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Colorado and Oklahoma?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Colorado vs Oklahoma paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.