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Colorado vs Nebraska Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$72,745

in Colorado

$81,699

in Nebraska

Colorado
Nebraska

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $26,928 (35.9%)Groceries: $9,867 (13.2%)Utilities: $4,641 (6.2%)Transportation: $11,700 (15.6%)Healthcare: $6,378 (8.5%)Dining & Misc: $7,785 (10.4%)Savings: $9,750 (13.0%)Colorado$72,745Colorado
Housing: $19,478 (26.0%)Groceries: $9,614 (12.8%)Utilities: $4,704 (6.3%)Transportation: $11,256 (15.0%)Healthcare: $5,976 (8.0%)Dining & Misc: $7,433 (9.9%)Savings: $9,750 (13.0%)Discretionary: $6,789 (9.1%)Nebraska$81,699Nebraska
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$530,000vs$250,000
Colorado
112% more
Nebraska
Avg 2BR rent$1,523/movs$1,102/mo
Colorado
38% more
Nebraska
Groceries
Index
Colorado
3% more
Nebraska
Transportation
Regular gas$3.53/galvs$3.15/gal
Colorado
12% more
Nebraska
Utilities
Electric bill$107/movs$80/mo
Colorado
33% more
Nebraska
Healthcare
Index
Colorado
7% more
Nebraska
Childcare
Infant childcare$21,840/yrvs$14,106/yr
Colorado
55% more
Nebraska

Category breakdown

Category Colorado Nebraska Difference
Housing 108.8 78.7 +38%
Groceries 101.2 98.6 +3%
Utilities 88.4 89.6 -1%
Transportation 97.5 93.8 +4%
Healthcare 106.3 99.6 +7%
Dining & Misc 103.8 99.1 +5%
Overall 103.1 91.8 +12%

Index values relative to national average (100). Positive difference = more expensive in Colorado.

What things actually cost

Item Colorado Nebraska Difference
Median home price $530,000 $250,000 +$280,000
Average 2BR rent $1,523/mo $1,102/mo +$421
Gas price $3.53/gal $3.15/gal +$0.38
Electric bill $107/mo $80/mo +$27
Infant childcare $21,840/yr $14,106/yr +$7,734

Salary equivalent: Colorado → Nebraska

What a Colorado salary buys you in Nebraska, adjusted for cost of living.

Salary in Colorado Equivalent in Nebraska Difference
$50,000 $44,520 +$5,480
$75,000 $66,780 +$8,220
$100,000 $89,040 +$10,960
$150,000 $133,560 +$16,440
$200,000 $178,080 +$21,920

Positive = your money goes further in Nebraska. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Colorado is 12% more expensive than Nebraska overall. Colorado has an index of 103.1 vs 91.8 for Nebraska (national average = 100).

FAQ

Is it cheaper to live in Colorado or Nebraska?

Nebraska is cheaper to live in. Colorado is 12% more expensive overall. The biggest driver is housing — median home prices are $530,000 in Colorado vs $250,000 in Nebraska.

Is Nebraska cheaper than Colorado?

Yes, Nebraska is 12% cheaper than Colorado overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Colorado more expensive than Nebraska?

Yes, Colorado is 12% more expensive than Nebraska based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Nebraska equals $100,000 in Colorado?

To maintain the same purchasing power as a $100,000 salary in Colorado, you would need approximately $89,040 in Nebraska. This is based on the overall cost-of-living index (103.1 vs 91.8).

How do housing costs compare between Colorado and Nebraska?

Housing is significantly cheaper in Nebraska. Median home prices are $530,000 in Colorado vs $250,000 in Nebraska — a $280,000 difference. Average 2-bedroom rent is $1,523/mo vs $1,102/mo.

What costs more in Colorado vs Nebraska?

Housing is 38% higher in Colorado (index 108.8 vs 78.7). Healthcare is 7% higher in Colorado (index 106.3 vs 99.6). Dining & Misc is 5% higher in Colorado (index 103.8 vs 99.1).

Is gas cheaper in Colorado or Nebraska?

Gas averages $3.53/gallon in Colorado and $3.15/gallon in Nebraska — a $0.38 difference per gallon.

Colorado vs Nebraska cost of living — how do they compare?

Colorado has an overall cost-of-living index of 103.1 and Nebraska has 91.8 (national average = 100). Colorado is 12% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Colorado and Nebraska?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Colorado vs Nebraska paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.