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Colorado vs Missouri Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$72,745

in Colorado

$84,364

in Missouri

Colorado
Missouri

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $26,928 (35.9%)Groceries: $9,867 (13.2%)Utilities: $4,641 (6.2%)Transportation: $11,700 (15.6%)Healthcare: $6,378 (8.5%)Dining & Misc: $7,785 (10.4%)Savings: $9,750 (13.0%)Colorado$72,745Colorado
Housing: $19,181 (25.6%)Groceries: $9,350 (12.5%)Utilities: $4,830 (6.4%)Transportation: $10,464 (14.0%)Healthcare: $6,018 (8.0%)Dining & Misc: $7,028 (9.4%)Savings: $9,750 (13.0%)Discretionary: $8,379 (11.2%)Missouri$84,364Missouri
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$530,000vs$235,000
Colorado
126% more
Missouri
Avg 2BR rent$1,523/movs$1,085/mo
Colorado
40% more
Missouri
Groceries
Index
Colorado
6% more
Missouri
Transportation
Regular gas$3.53/galvs$3.03/gal
Colorado
17% more
Missouri
Utilities
Electric bill$107/movs$98/mo
Colorado
9% more
Missouri
Healthcare
Index
Colorado
6% more
Missouri
Childcare
Infant childcare$21,840/yrvs$13,173/yr
Colorado
66% more
Missouri

Category breakdown

Category Colorado Missouri Difference
Housing 108.8 77.5 +40%
Groceries 101.2 95.9 +6%
Utilities 88.4 92.0 -4%
Transportation 97.5 87.2 +12%
Healthcare 106.3 100.3 +6%
Dining & Misc 103.8 93.7 +11%
Overall 103.1 88.9 +16%

Index values relative to national average (100). Positive difference = more expensive in Colorado.

What things actually cost

Item Colorado Missouri Difference
Median home price $530,000 $235,000 +$295,000
Average 2BR rent $1,523/mo $1,085/mo +$438
Gas price $3.53/gal $3.03/gal +$0.50
Electric bill $107/mo $98/mo +$9
Infant childcare $21,840/yr $13,173/yr +$8,667

Salary equivalent: Colorado → Missouri

What a Colorado salary buys you in Missouri, adjusted for cost of living.

Salary in Colorado Equivalent in Missouri Difference
$50,000 $43,113 +$6,887
$75,000 $64,670 +$10,330
$100,000 $86,227 +$13,773
$150,000 $129,340 +$20,660
$200,000 $172,454 +$27,546

Positive = your money goes further in Missouri. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Colorado is 16% more expensive than Missouri overall. Colorado has an index of 103.1 vs 88.9 for Missouri (national average = 100).

FAQ

Is it cheaper to live in Colorado or Missouri?

Missouri is cheaper to live in. Colorado is 16% more expensive overall. The biggest driver is housing — median home prices are $530,000 in Colorado vs $235,000 in Missouri.

Is Missouri cheaper than Colorado?

Yes, Missouri is 16% cheaper than Colorado overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Colorado more expensive than Missouri?

Yes, Colorado is 16% more expensive than Missouri based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Missouri equals $100,000 in Colorado?

To maintain the same purchasing power as a $100,000 salary in Colorado, you would need approximately $86,227 in Missouri. This is based on the overall cost-of-living index (103.1 vs 88.9).

How do housing costs compare between Colorado and Missouri?

Housing is significantly cheaper in Missouri. Median home prices are $530,000 in Colorado vs $235,000 in Missouri — a $295,000 difference. Average 2-bedroom rent is $1,523/mo vs $1,085/mo.

What costs more in Colorado vs Missouri?

Housing is 40% higher in Colorado (index 108.8 vs 77.5). Transportation is 12% higher in Colorado (index 97.5 vs 87.2). Dining & Misc is 11% higher in Colorado (index 103.8 vs 93.7).

Is gas cheaper in Colorado or Missouri?

Gas averages $3.53/gallon in Colorado and $3.03/gallon in Missouri — a $0.50 difference per gallon.

Colorado vs Missouri cost of living — how do they compare?

Colorado has an overall cost-of-living index of 103.1 and Missouri has 88.9 (national average = 100). Colorado is 16% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Colorado and Missouri?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Colorado vs Missouri paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.