Worklets

California vs Virginia Cost of Living

$
vs

Purchasing power

Your $75,000 is worth different amounts in each state

$52,411

in California

$73,386

in Virginia

California
Virginia

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $49,352 (65.8%)Groceries: $10,657 (14.2%)Utilities: $7,376 (9.8%)Transportation: $16,416 (21.9%)Healthcare: $6,252 (8.3%)Dining & Misc: $8,745 (11.7%)Savings: $9,750 (13.0%)California$52,411California
Housing: $26,408 (35.2%)Groceries: $9,721 (13.0%)Utilities: $5,119 (6.8%)Transportation: $11,460 (15.3%)Healthcare: $6,456 (8.6%)Dining & Misc: $7,612 (10.1%)Savings: $9,750 (13.0%)Virginia$73,386Virginia
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$785,000vs$380,000
California
107% more
Virginia
Avg 2BR rent$2,792/movs$1,494/mo
California
87% more
Virginia
Groceries
Index
California
10% more
Virginia
Transportation
Regular gas$5.29/galvs$3.32/gal
California
59% more
Virginia
Utilities
Electric bill$240/movs$94/mo
California
155% more
Virginia
Healthcare
Index
California
Virginia
3% more
Childcare
Infant childcare$21,945/yrvs$14,277/yr
California
54% more
Virginia

Category breakdown

Category California Virginia Difference
Housing 199.4 106.7 +87%
Groceries 109.3 99.7 +10%
Utilities 140.5 97.5 +44%
Transportation 136.8 95.5 +43%
Healthcare 104.2 107.6 -3%
Dining & Misc 116.6 101.5 +15%
Overall 143.1 102.2 +40%

Index values relative to national average (100). Positive difference = more expensive in California.

What things actually cost

Item California Virginia Difference
Median home price $785,000 $380,000 +$405,000
Average 2BR rent $2,792/mo $1,494/mo +$1,298
Gas price $5.29/gal $3.32/gal +$1.97
Electric bill $240/mo $94/mo +$145
Infant childcare $21,945/yr $14,277/yr +$7,668

Salary equivalent: California → Virginia

What a California salary buys you in Virginia, adjusted for cost of living.

Salary in California Equivalent in Virginia Difference
$50,000 $35,709 +$14,291
$75,000 $53,564 +$21,436
$100,000 $71,419 +$28,581
$150,000 $107,128 +$42,872
$200,000 $142,837 +$57,163

Positive = your money goes further in Virginia. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

California is 40% more expensive than Virginia overall. California has an index of 143.1 vs 102.2 for Virginia (national average = 100).

FAQ

Is it cheaper to live in California or Virginia?

Virginia is cheaper to live in. California is 40% more expensive overall. The biggest driver is housing — median home prices are $785,000 in California vs $380,000 in Virginia.

Is Virginia cheaper than California?

Yes, Virginia is 40% cheaper than California overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is California more expensive than Virginia?

Yes, California is 40% more expensive than Virginia based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Virginia equals $100,000 in California?

To maintain the same purchasing power as a $100,000 salary in California, you would need approximately $71,419 in Virginia. This is based on the overall cost-of-living index (143.1 vs 102.2).

How do housing costs compare between California and Virginia?

Housing is significantly cheaper in Virginia. Median home prices are $785,000 in California vs $380,000 in Virginia — a $405,000 difference. Average 2-bedroom rent is $2,792/mo vs $1,494/mo.

What costs more in California vs Virginia?

Housing is 87% higher in California (index 199.4 vs 106.7). Utilities is 44% higher in California (index 140.5 vs 97.5). Transportation is 43% higher in California (index 136.8 vs 95.5).

Is gas cheaper in California or Virginia?

Gas averages $5.29/gallon in California and $3.32/gallon in Virginia — a $1.97 difference per gallon.

California vs Virginia cost of living — how do they compare?

California has an overall cost-of-living index of 143.1 and Virginia has 102.2 (national average = 100). California is 40% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between California and Virginia?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the California vs Virginia paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.