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California vs Oklahoma Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$52,411

in California

$88,548

in Oklahoma

California
Oklahoma

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $49,352 (65.8%)Groceries: $10,657 (14.2%)Utilities: $7,376 (9.8%)Transportation: $16,416 (21.9%)Healthcare: $6,252 (8.3%)Dining & Misc: $8,745 (11.7%)Savings: $9,750 (13.0%)California$52,411California
Housing: $17,028 (22.7%)Groceries: $9,302 (12.4%)Utilities: $5,156 (6.9%)Transportation: $10,656 (14.2%)Healthcare: $5,826 (7.8%)Dining & Misc: $6,570 (8.8%)Savings: $9,750 (13.0%)Discretionary: $10,712 (14.3%)Oklahoma$88,548Oklahoma
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$785,000vs$190,000
California
313% more
Oklahoma
Avg 2BR rent$2,792/movs$963/mo
California
190% more
Oklahoma
Groceries
Index
California
15% more
Oklahoma
Transportation
Regular gas$5.29/galvs$3.01/gal
California
76% more
Oklahoma
Utilities
Electric bill$240/movs$81/mo
California
197% more
Oklahoma
Healthcare
Index
California
7% more
Oklahoma
Childcare
Infant childcare$21,945/yrvs$12,468/yr
California
76% more
Oklahoma

Category breakdown

Category California Oklahoma Difference
Housing 199.4 68.8 +190%
Groceries 109.3 95.4 +15%
Utilities 140.5 98.2 +43%
Transportation 136.8 88.8 +54%
Healthcare 104.2 97.1 +7%
Dining & Misc 116.6 87.6 +33%
Overall 143.1 84.7 +69%

Index values relative to national average (100). Positive difference = more expensive in California.

What things actually cost

Item California Oklahoma Difference
Median home price $785,000 $190,000 +$595,000
Average 2BR rent $2,792/mo $963/mo +$1,829
Gas price $5.29/gal $3.01/gal +$2.28
Electric bill $240/mo $81/mo +$159
Infant childcare $21,945/yr $12,468/yr +$9,477

Salary equivalent: California → Oklahoma

What a California salary buys you in Oklahoma, adjusted for cost of living.

Salary in California Equivalent in Oklahoma Difference
$50,000 $29,595 +$20,405
$75,000 $44,392 +$30,608
$100,000 $59,189 +$40,811
$150,000 $88,784 +$61,216
$200,000 $118,379 +$81,621

Positive = your money goes further in Oklahoma. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

California is 69% more expensive than Oklahoma overall. California has an index of 143.1 vs 84.7 for Oklahoma (national average = 100).

FAQ

Is it cheaper to live in California or Oklahoma?

Oklahoma is cheaper to live in. California is 69% more expensive overall. The biggest driver is housing — median home prices are $785,000 in California vs $190,000 in Oklahoma.

Is Oklahoma cheaper than California?

Yes, Oklahoma is 69% cheaper than California overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is California more expensive than Oklahoma?

Yes, California is 69% more expensive than Oklahoma based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oklahoma equals $100,000 in California?

To maintain the same purchasing power as a $100,000 salary in California, you would need approximately $59,189 in Oklahoma. This is based on the overall cost-of-living index (143.1 vs 84.7).

How do housing costs compare between California and Oklahoma?

Housing is significantly cheaper in Oklahoma. Median home prices are $785,000 in California vs $190,000 in Oklahoma — a $595,000 difference. Average 2-bedroom rent is $2,792/mo vs $963/mo.

What costs more in California vs Oklahoma?

Housing is 190% higher in California (index 199.4 vs 68.8). Transportation is 54% higher in California (index 136.8 vs 88.8). Utilities is 43% higher in California (index 140.5 vs 98.2).

Is gas cheaper in California or Oklahoma?

Gas averages $5.29/gallon in California and $3.01/gallon in Oklahoma — a $2.28 difference per gallon.

California vs Oklahoma cost of living — how do they compare?

California has an overall cost-of-living index of 143.1 and Oklahoma has 84.7 (national average = 100). California is 69% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between California and Oklahoma?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the California vs Oklahoma paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.