Purchasing power
Your $75,000 is worth different amounts in each state
$83,241
in Arkansas
$75,377
in Utah
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Arkansas | Utah | Difference |
|---|---|---|---|
| Housing | 78.8 | 108.8 | -28% |
| Groceries | 94.3 | 96.9 | -3% |
| Utilities | 94.3 | 82.4 | +14% |
| Transportation | 90.7 | 104.1 | -13% |
| Healthcare | 87.3 | 90.9 | -4% |
| Dining & Misc | 97.5 | 96.9 | +1% |
| Overall | 90.1 | 99.5 | -9% |
Index values relative to national average (100). Positive difference = more expensive in Arkansas.
What things actually cost
| Item | Arkansas | Utah | Difference |
|---|---|---|---|
| Median home price | $195,000 | $480,000 | $285,000 |
| Average 2BR rent | $1,103/mo | $1,523/mo | $420 |
| Gas price | $3.05/gal | $3.40/gal | $0.35 |
| Electric bill | $85/mo | $88/mo | $3 |
| Infant childcare | $8,873/yr | $13,094/yr | $4,221 |
Salary equivalent: Arkansas → Utah
What a Arkansas salary buys you in Utah, adjusted for cost of living.
| Salary in Arkansas | Equivalent in Utah | Difference |
|---|---|---|
| $50,000 | $55,216 | $-5,216 |
| $75,000 | $82,825 | $-7,825 |
| $100,000 | $110,433 | $-10,433 |
| $150,000 | $165,649 | $-15,649 |
| $200,000 | $220,866 | $-20,866 |
Positive = your money goes further in Utah. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Utah is 9% more expensive than Arkansas overall. Utah has an index of 99.5 vs 90.1 for Arkansas (national average = 100).
FAQ
Is it cheaper to live in Arkansas or Utah?
Arkansas is cheaper to live in. Utah is 9% more expensive overall. The biggest driver is housing — median home prices are $195,000 in Arkansas vs $480,000 in Utah.
Is Arkansas cheaper than Utah?
Yes, Arkansas is 9% cheaper than Utah overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Utah more expensive than Arkansas?
Yes, Utah is 9% more expensive than Arkansas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Utah equals $100,000 in Arkansas?
To maintain the same purchasing power as a $100,000 salary in Arkansas, you would need approximately $110,433 in Utah. This is based on the overall cost-of-living index (90.1 vs 99.5).
How do housing costs compare between Arkansas and Utah?
Housing is significantly cheaper in Arkansas. Median home prices are $195,000 in Arkansas vs $480,000 in Utah — a $285,000 difference. Average 2-bedroom rent is $1,103/mo vs $1,523/mo.
What costs more in Arkansas vs Utah?
Housing is 28% lower in Arkansas (index 78.8 vs 108.8). Transportation is 13% lower in Arkansas (index 90.7 vs 104.1). Utilities is 14% higher in Arkansas (index 94.3 vs 82.4).
Is gas cheaper in Arkansas or Utah?
Gas averages $3.05/gallon in Arkansas and $3.40/gallon in Utah — a $0.35 difference per gallon.
Arkansas vs Utah cost of living — how do they compare?
Arkansas has an overall cost-of-living index of 90.1 and Utah has 99.5 (national average = 100). Utah is 9% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Arkansas and Utah?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Arkansas uses a progressive income tax with a top rate of 3.90% on income above $24,300. Utah has a flat income tax rate of 4.65%, applied uniformly to all taxable income. Use the Arkansas vs Utah paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Arkansas and Utah?
Arkansas requires residents to file a state income tax return annually, typically due April 15. Utah requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Arkansas Cost of Living — Housing, groceries, gas, and more
- Utah Cost of Living — Housing, groceries, gas, and more
- Arkansas vs Utah Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Arkansas — How much house can you afford?
- House Affordability in Utah — How much house can you afford?
- Arkansas Tax Brackets — See 2026 marginal rates
- Utah Tax Brackets — See 2026 marginal rates
- Arkansas Mortgage Calculator — Estimate monthly payments with local rates
- Utah Mortgage Calculator — Estimate monthly payments with local rates
- Arkansas Bonus Tax Calculator — See how bonuses are taxed differently
- Utah Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.
