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Arkansas vs Oklahoma Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$83,241

in Arkansas

$88,548

in Oklahoma

Arkansas
Oklahoma

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $19,503 (26.0%)Groceries: $9,194 (12.3%)Utilities: $4,951 (6.6%)Transportation: $10,884 (14.5%)Healthcare: $5,238 (7.0%)Dining & Misc: $7,313 (9.8%)Savings: $9,750 (13.0%)Discretionary: $8,167 (10.9%)Arkansas$83,241Arkansas
Housing: $17,028 (22.7%)Groceries: $9,302 (12.4%)Utilities: $5,156 (6.9%)Transportation: $10,656 (14.2%)Healthcare: $5,826 (7.8%)Dining & Misc: $6,570 (8.8%)Savings: $9,750 (13.0%)Discretionary: $10,712 (14.3%)Oklahoma$88,548Oklahoma
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$195,000vs$190,000
Arkansas
3% more
Oklahoma
Avg 2BR rent$1,103/movs$963/mo
Arkansas
15% more
Oklahoma
Groceries
Index
Arkansas
Oklahoma
1% more
Transportation
Regular gas$3.05/galvs$3.01/gal
Arkansas
1% more
Oklahoma
Utilities
Electric bill$85/movs$81/mo
Arkansas
6% more
Oklahoma
Healthcare
Index
Arkansas
Oklahoma
11% more
Childcare
Infant childcare$8,873/yrvs$12,468/yr
Arkansas
Oklahoma
41% more

Category breakdown

Category Arkansas Oklahoma Difference
Housing 78.8 68.8 +15%
Groceries 94.3 95.4 -1%
Utilities 94.3 98.2 -4%
Transportation 90.7 88.8 +2%
Healthcare 87.3 97.1 -10%
Dining & Misc 97.5 87.6 +11%
Overall 90.1 84.7 +6%

Index values relative to national average (100). Positive difference = more expensive in Arkansas.

What things actually cost

Item Arkansas Oklahoma Difference
Median home price $195,000 $190,000 +$5,000
Average 2BR rent $1,103/mo $963/mo +$140
Gas price $3.05/gal $3.01/gal +$0.04
Electric bill $85/mo $81/mo +$4
Infant childcare $8,873/yr $12,468/yr $3,595

Salary equivalent: Arkansas → Oklahoma

What a Arkansas salary buys you in Oklahoma, adjusted for cost of living.

Salary in Arkansas Equivalent in Oklahoma Difference
$50,000 $47,003 +$2,997
$75,000 $70,505 +$4,495
$100,000 $94,007 +$5,993
$150,000 $141,010 +$8,990
$200,000 $188,013 +$11,987

Positive = your money goes further in Oklahoma. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Arkansas is 6% more expensive than Oklahoma overall. Arkansas has an index of 90.1 vs 84.7 for Oklahoma (national average = 100).

FAQ

Is it cheaper to live in Arkansas or Oklahoma?

Oklahoma is cheaper to live in. Arkansas is 6% more expensive overall. The biggest driver is housing — median home prices are $195,000 in Arkansas vs $190,000 in Oklahoma.

Is Oklahoma cheaper than Arkansas?

Yes, Oklahoma is 6% cheaper than Arkansas overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Arkansas more expensive than Oklahoma?

Yes, Arkansas is 6% more expensive than Oklahoma based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Oklahoma equals $100,000 in Arkansas?

To maintain the same purchasing power as a $100,000 salary in Arkansas, you would need approximately $94,007 in Oklahoma. This is based on the overall cost-of-living index (90.1 vs 84.7).

How do housing costs compare between Arkansas and Oklahoma?

Housing is cheaper in Oklahoma. Median home prices are $195,000 in Arkansas vs $190,000 in Oklahoma — a $5,000 difference. Average 2-bedroom rent is $1,103/mo vs $963/mo.

What costs more in Arkansas vs Oklahoma?

Housing is 15% higher in Arkansas (index 78.8 vs 68.8). Dining & Misc is 11% higher in Arkansas (index 97.5 vs 87.6). Healthcare is 10% lower in Arkansas (index 87.3 vs 97.1).

Is gas cheaper in Arkansas or Oklahoma?

Gas averages $3.05/gallon in Arkansas and $3.01/gallon in Oklahoma — a $0.04 difference per gallon.

Arkansas vs Oklahoma cost of living — how do they compare?

Arkansas has an overall cost-of-living index of 90.1 and Oklahoma has 84.7 (national average = 100). Arkansas is 6% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Arkansas and Oklahoma?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Arkansas vs Oklahoma paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.