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Arkansas vs Massachusetts Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$83,241

in Arkansas

$50,505

in Massachusetts

Arkansas
Massachusetts

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $19,503 (26.0%)Groceries: $9,194 (12.3%)Utilities: $4,951 (6.6%)Transportation: $10,884 (14.5%)Healthcare: $5,238 (7.0%)Dining & Misc: $7,313 (9.8%)Savings: $9,750 (13.0%)Discretionary: $8,167 (10.9%)Arkansas$83,241Arkansas
Housing: $54,698 (72.9%)Groceries: $10,013 (13.4%)Utilities: $8,127 (10.8%)Transportation: $12,624 (16.8%)Healthcare: $8,052 (10.7%)Dining & Misc: $8,760 (11.7%)Savings: $9,750 (13.0%)Massachusetts$50,505Massachusetts
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$195,000vs$620,000
Arkansas
Massachusetts
218% more
Avg 2BR rent$1,103/movs$3,094/mo
Arkansas
Massachusetts
181% more
Groceries
Index
Arkansas
Massachusetts
9% more
Transportation
Regular gas$3.05/galvs$3.41/gal
Arkansas
Massachusetts
12% more
Utilities
Electric bill$85/movs$212/mo
Arkansas
Massachusetts
150% more
Healthcare
Index
Arkansas
Massachusetts
54% more
Childcare
Infant childcare$8,873/yrvs$26,709/yr
Arkansas
Massachusetts
201% more

Category breakdown

Category Arkansas Massachusetts Difference
Housing 78.8 221.0 -64%
Groceries 94.3 102.7 -8%
Utilities 94.3 154.8 -39%
Transportation 90.7 105.2 -14%
Healthcare 87.3 134.2 -35%
Dining & Misc 97.5 116.8 -17%
Overall 90.1 148.5 -39%

Index values relative to national average (100). Positive difference = more expensive in Arkansas.

What things actually cost

Item Arkansas Massachusetts Difference
Median home price $195,000 $620,000 $425,000
Average 2BR rent $1,103/mo $3,094/mo $1,991
Gas price $3.05/gal $3.41/gal $0.36
Electric bill $85/mo $212/mo $127
Infant childcare $8,873/yr $26,709/yr $17,836

Salary equivalent: Arkansas → Massachusetts

What a Arkansas salary buys you in Massachusetts, adjusted for cost of living.

Salary in Arkansas Equivalent in Massachusetts Difference
$50,000 $82,408 $-32,408
$75,000 $123,613 $-48,613
$100,000 $164,817 $-64,817
$150,000 $247,225 $-97,225
$200,000 $329,634 $-129,634

Positive = your money goes further in Massachusetts. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Massachusetts is 39% more expensive than Arkansas overall. Massachusetts has an index of 148.5 vs 90.1 for Arkansas (national average = 100).

FAQ

Is it cheaper to live in Arkansas or Massachusetts?

Arkansas is cheaper to live in. Massachusetts is 39% more expensive overall. The biggest driver is housing — median home prices are $195,000 in Arkansas vs $620,000 in Massachusetts.

Is Arkansas cheaper than Massachusetts?

Yes, Arkansas is 39% cheaper than Massachusetts overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Massachusetts more expensive than Arkansas?

Yes, Massachusetts is 39% more expensive than Arkansas based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Massachusetts equals $100,000 in Arkansas?

To maintain the same purchasing power as a $100,000 salary in Arkansas, you would need approximately $164,817 in Massachusetts. This is based on the overall cost-of-living index (90.1 vs 148.5).

How do housing costs compare between Arkansas and Massachusetts?

Housing is significantly cheaper in Arkansas. Median home prices are $195,000 in Arkansas vs $620,000 in Massachusetts — a $425,000 difference. Average 2-bedroom rent is $1,103/mo vs $3,094/mo.

What costs more in Arkansas vs Massachusetts?

Housing is 64% lower in Arkansas (index 78.8 vs 221). Utilities is 39% lower in Arkansas (index 94.3 vs 154.8). Healthcare is 35% lower in Arkansas (index 87.3 vs 134.2).

Is gas cheaper in Arkansas or Massachusetts?

Gas averages $3.05/gallon in Arkansas and $3.41/gallon in Massachusetts — a $0.36 difference per gallon.

Arkansas vs Massachusetts cost of living — how do they compare?

Arkansas has an overall cost-of-living index of 90.1 and Massachusetts has 148.5 (national average = 100). Massachusetts is 39% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Arkansas and Massachusetts?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Arkansas vs Massachusetts paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.