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Alabama vs North Carolina Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$85,131

in Alabama

$76,609

in North Carolina

Alabama
North Carolina

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $17,622 (23.5%)Groceries: $9,506 (12.7%)Utilities: $5,145 (6.9%)Transportation: $10,860 (14.5%)Healthcare: $5,472 (7.3%)Dining & Misc: $7,133 (9.5%)Savings: $9,750 (13.0%)Discretionary: $9,512 (12.7%)Alabama$85,131Alabama
Housing: $23,265 (31.0%)Groceries: $9,653 (12.9%)Utilities: $4,972 (6.6%)Transportation: $11,064 (14.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $7,605 (10.1%)Savings: $9,750 (13.0%)Discretionary: $2,079 (2.8%)North Carolina$76,609North Carolina
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$220,000vs$325,000
Alabama
North Carolina
48% more
Avg 2BR rent$997/movs$1,316/mo
Alabama
North Carolina
32% more
Groceries
Index
Alabama
North Carolina
2% more
Transportation
Regular gas$3.13/galvs$3.29/gal
Alabama
North Carolina
5% more
Utilities
Electric bill$105/movs$103/mo
Alabama
2% more
North Carolina
Healthcare
Index
Alabama
North Carolina
21% more
Childcare
Infant childcare$7,871/yrvs$11,720/yr
Alabama
North Carolina
49% more

Category breakdown

Category Alabama North Carolina Difference
Housing 71.2 94.0 -24%
Groceries 97.5 99.0 -2%
Utilities 98.0 94.7 +3%
Transportation 90.5 92.2 -2%
Healthcare 91.2 110.2 -17%
Dining & Misc 95.1 101.4 -6%
Overall 88.1 97.9 -10%

Index values relative to national average (100). Positive difference = more expensive in Alabama.

What things actually cost

Item Alabama North Carolina Difference
Median home price $220,000 $325,000 $105,000
Average 2BR rent $997/mo $1,316/mo $319
Gas price $3.13/gal $3.29/gal $0.16
Electric bill $105/mo $103/mo +$2
Infant childcare $7,871/yr $11,720/yr $3,849

Salary equivalent: Alabama → North Carolina

What a Alabama salary buys you in North Carolina, adjusted for cost of living.

Salary in Alabama Equivalent in North Carolina Difference
$50,000 $55,562 $-5,562
$75,000 $83,343 $-8,343
$100,000 $111,124 $-11,124
$150,000 $166,686 $-16,686
$200,000 $222,247 $-22,247

Positive = your money goes further in North Carolina. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

North Carolina is 10% more expensive than Alabama overall. North Carolina has an index of 97.9 vs 88.1 for Alabama (national average = 100).

FAQ

Is it cheaper to live in Alabama or North Carolina?

Alabama is cheaper to live in. North Carolina is 10% more expensive overall. The biggest driver is housing — median home prices are $220,000 in Alabama vs $325,000 in North Carolina.

Is Alabama cheaper than North Carolina?

Yes, Alabama is 10% cheaper than North Carolina overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is North Carolina more expensive than Alabama?

Yes, North Carolina is 10% more expensive than Alabama based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in North Carolina equals $100,000 in Alabama?

To maintain the same purchasing power as a $100,000 salary in Alabama, you would need approximately $111,124 in North Carolina. This is based on the overall cost-of-living index (88.1 vs 97.9).

How do housing costs compare between Alabama and North Carolina?

Housing is significantly cheaper in Alabama. Median home prices are $220,000 in Alabama vs $325,000 in North Carolina — a $105,000 difference. Average 2-bedroom rent is $997/mo vs $1,316/mo.

What costs more in Alabama vs North Carolina?

Housing is 24% lower in Alabama (index 71.2 vs 94). Healthcare is 17% lower in Alabama (index 91.2 vs 110.2). Dining & Misc is 6% lower in Alabama (index 95.1 vs 101.4).

Is gas cheaper in Alabama or North Carolina?

Gas averages $3.13/gallon in Alabama and $3.29/gallon in North Carolina — a $0.16 difference per gallon.

Alabama vs North Carolina cost of living — how do they compare?

Alabama has an overall cost-of-living index of 88.1 and North Carolina has 97.9 (national average = 100). North Carolina is 10% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Alabama and North Carolina?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the Alabama vs North Carolina paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.