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Alabama vs Missouri Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$85,131

in Alabama

$84,364

in Missouri

Alabama
Missouri

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $17,622 (23.5%)Groceries: $9,506 (12.7%)Utilities: $5,145 (6.9%)Transportation: $10,860 (14.5%)Healthcare: $5,472 (7.3%)Dining & Misc: $7,133 (9.5%)Savings: $9,750 (13.0%)Discretionary: $9,512 (12.7%)Alabama$85,131Alabama
Housing: $19,181 (25.6%)Groceries: $9,350 (12.5%)Utilities: $4,830 (6.4%)Transportation: $10,464 (14.0%)Healthcare: $6,018 (8.0%)Dining & Misc: $7,028 (9.4%)Savings: $9,750 (13.0%)Discretionary: $8,379 (11.2%)Missouri$84,364Missouri
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$220,000vs$235,000
Alabama
Missouri
7% more
Avg 2BR rent$997/movs$1,085/mo
Alabama
Missouri
9% more
Groceries
Index
Alabama
2% more
Missouri
Transportation
Regular gas$3.13/galvs$3.03/gal
Alabama
3% more
Missouri
Utilities
Electric bill$105/movs$98/mo
Alabama
8% more
Missouri
Healthcare
Index
Alabama
Missouri
10% more
Childcare
Infant childcare$7,871/yrvs$13,173/yr
Alabama
Missouri
67% more

Category breakdown

Category Alabama Missouri Difference
Housing 71.2 77.5 -8%
Groceries 97.5 95.9 +2%
Utilities 98.0 92.0 +7%
Transportation 90.5 87.2 +4%
Healthcare 91.2 100.3 -9%
Dining & Misc 95.1 93.7 +1%
Overall 88.1 88.9 -1%

Index values relative to national average (100). Positive difference = more expensive in Alabama.

What things actually cost

Item Alabama Missouri Difference
Median home price $220,000 $235,000 $15,000
Average 2BR rent $997/mo $1,085/mo $88
Gas price $3.13/gal $3.03/gal +$0.10
Electric bill $105/mo $98/mo +$7
Infant childcare $7,871/yr $13,173/yr $5,302

Salary equivalent: Alabama → Missouri

What a Alabama salary buys you in Missouri, adjusted for cost of living.

Salary in Alabama Equivalent in Missouri Difference
$50,000 $50,454 $-454
$75,000 $75,681 $-681
$100,000 $100,908 $-908
$150,000 $151,362 $-1,362
$200,000 $201,816 $-1,816

Positive = your money goes further in Missouri. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Alabama and Missouri have nearly identical costs of living, with overall indices of 88.1 and 88.9 (national average = 100).

FAQ

Is it cheaper to live in Alabama or Missouri?

Alabama and Missouri have roughly the same cost of living, with less than 1% difference in the MERIC/C2ER composite index.

Is Alabama cheaper than Missouri?

Alabama and Missouri cost roughly the same to live in.

Is Missouri more expensive than Alabama?

Alabama and Missouri have nearly identical costs of living — the difference is less than 1%.

What salary in Missouri equals $100,000 in Alabama?

To maintain the same purchasing power as a $100,000 salary in Alabama, you would need approximately $100,908 in Missouri. This is based on the overall cost-of-living index (88.1 vs 88.9).

How do housing costs compare between Alabama and Missouri?

Housing is significantly cheaper in Alabama. Median home prices are $220,000 in Alabama vs $235,000 in Missouri — a $15,000 difference. Average 2-bedroom rent is $997/mo vs $1,085/mo.

What costs more in Alabama vs Missouri?

Healthcare is 9% lower in Alabama (index 91.2 vs 100.3). Housing is 8% lower in Alabama (index 71.2 vs 77.5). Utilities is 7% higher in Alabama (index 98 vs 92).

Is gas cheaper in Alabama or Missouri?

Gas averages $3.13/gallon in Alabama and $3.03/gallon in Missouri — a $0.10 difference per gallon.

Alabama vs Missouri cost of living — how do they compare?

Alabama has an overall cost-of-living index of 88.1 and Missouri has 88.9 (national average = 100). They are nearly identical. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Alabama and Missouri?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Alabama allows a full deduction of federal income taxes paid on state returns, which is unusual among states. Missouri uses a progressive income tax with a top rate of 4.80% on income above $8,968. Use the Alabama vs Missouri paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Alabama and Missouri?

Alabama requires residents to file a state income tax return annually, typically due April 15. Missouri requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.