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Cost of Living in Houston

Overall index: 96.5 — 5 points above Texas average. Texas statewide average: 91.1.

Where your money goes in Houston

Estimated spending breakdown on a $75,000 salary in Houston

Housing$21,780
Groceries$9,214
Utilities$5,402
Transportation$11,280
Healthcare$5,808
Dining & Misc$7,140
Savings$9,750
Discretionary$4,626

Estimated annual spending: $60,624($14,376 remaining)

What things cost in Houston

Item Houston Texas avg US avg
Median home price $310,000 $295,000 $360,000
Average 2BR rent $1,400/mo $1,112/mo $1,400/mo
Gas (regular) $3.21/gal $3.21/gal $3.50/gal
Electric bill $87/mo $87/mo $137/mo
Infant childcare $12,000/yr $10,706/yr $13,500/yr

Index by category

Houston vs Texas statewide. National average = 100.

Housing 88.0 / 79.4 state
Groceries 94.5 / 95.3 state
Utilities 102.9 / 102.9 state
Transportation 94.0 / 92.9 state
Healthcare 96.8 / 96.8 state
Dining & Misc 95.2 / 95.2 state
US avg (100)
Texas avg

Other cities in Texas

FAQ

What is the cost of living in Houston?

Houston has an overall cost-of-living index of 96.5 (national average = 100). This is higher than the Texas statewide average of 91.1. Median home prices are $310,000 and average 2BR rent is $1,400/month.

Is Houston expensive to live in?

Houston is near the national average with an index of 96.5.

How much does rent cost in Houston?

Average 2-bedroom rent in Houston is $1,400/month, compared to the national average of $1,400/month and the Texas statewide average of $1,112/month.

What salary do I need to live in Houston?

A $75,000 salary at the national average cost of living is equivalent to $72,375 in Houston. Your money goes about as far or further than the national average.

Where does this data come from?

Metro-level data combines BEA Regional Price Parities (2024), C2ER COLI metro indices (2025), Zillow ZHVI/ZORI metro data (2024-2025), and state-level data from MERIC, AAA, EIA, and Child Care Aware.

Related tools

Metro-level data from BEA Regional Price Parities (2024), C2ER COLI (2025), and Zillow ZHVI (2024-2025). Where metro data is unavailable, Texas statewide averages are used.