Overall index: 152 — 14 points above District of Columbia average. District of Columbia statewide average: 137.8.
Where your money goes in Washington, DC
Estimated spending breakdown on a $75,000 salary in Washington, DC
Estimated annual spending: $101,637($26,637 over budget)
What things cost in Washington, DC
| Item | Washington, DC | District of Columbia avg | US avg |
|---|---|---|---|
| Median home price | $640,000 | $640,000 | $360,000 |
| Average 2BR rent | $2,450/mo | $2,866/mo | $1,400/mo |
| Gas (regular) | $3.56/gal | $3.56/gal | $3.50/gal |
| Electric bill | $150/mo | $150/mo | $137/mo |
| Infant childcare | $28,356/yr | $28,356/yr | $13,500/yr |
Index by category
Washington, DC vs District of Columbia statewide. National average = 100.
FAQ
What is the cost of living in Washington, DC?
Washington, DC has an overall cost-of-living index of 152 (national average = 100). This is higher than the District of Columbia statewide average of 137.8. Median home prices are $640,000 and average 2BR rent is $2,450/month.
Is Washington, DC expensive to live in?
Yes, Washington, DC is more expensive than the national average with an index of 152. Housing is the biggest factor at 230% of the national average.
How much does rent cost in Washington, DC?
Average 2-bedroom rent in Washington, DC is $2,450/month, compared to the national average of $1,400/month and the District of Columbia statewide average of $2,866/month.
How much does food cost in Washington, DC?
Groceries in Washington, DC have an index of 106.5 (national average = 100). A typical monthly grocery basket costs about $437 compared to the national average of $410. A dozen eggs costs around $5.27.
How much does childcare cost in Washington, DC?
Center-based infant childcare in Washington, DC averages $28,356/year ($2,363/month). This is significantly higher than the national average of $13,500/year. Data from Child Care Aware of America (2024).
How does housing cost in Washington, DC compare to District of Columbia?
Washington, DC's housing index is 230 vs the District of Columbia statewide average of 204.7. Median home prices are $640,000 in Washington, DC vs $640,000 statewide, and 2BR rent averages $2,450/month vs $2,866/month statewide.
How much does transportation cost in Washington, DC?
Washington, DC's transportation cost index is 108 (national average = 100). Regular gas averages $3.56/gallon. Transportation costs are near the national average.
What is the average utility bill in Washington, DC?
Washington, DC's utility cost index is 103.3 (national average = 100). The estimated average monthly electric bill is $150, compared to the national average of $137/month and the District of Columbia statewide average of $150/month. Utility rates are based on EIA 2024 residential electricity data.
What salary do I need to live in Washington, DC?
A $75,000 salary at the national average cost of living is equivalent to $114,000 in Washington, DC. You'll need a higher income to maintain the same standard of living.
What is the living wage in Washington, DC?
Based on Washington, DC's cost-of-living index of 152, a single adult needs approximately $76,000–$86,000/year to cover basic expenses (housing, food, transportation, healthcare). For a family of four, roughly double that. These estimates scale the national baseline by Washington, DC's local costs — actual needs vary by household size and lifestyle.
Where does this data come from?
Metro-level data combines BEA Regional Price Parities (2024), C2ER COLI metro indices (2025), Zillow ZHVI/ZORI metro data (2024-2025), and state-level data from MERIC, AAA, EIA, and Child Care Aware.
Related tools
- District of Columbia Cost of Living — Statewide averages and all metro areas
- District of Columbia Paycheck Calculator — Calculate take-home pay
- House Affordability in District of Columbia — How much house can you afford?
- District of Columbia Tax Brackets — State income tax rates and brackets
- Mortgage Calculator — Estimate monthly payments for Washington, DC home prices
- Compare any two states
Metro-level data from BEA Regional Price Parities (2024), C2ER COLI (2025), and Zillow ZHVI (2024-2025). Where metro data is unavailable, District of Columbia statewide averages are used.
