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North Carolina vs Ohio Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$76,609

in North Carolina

$79,281

in Ohio

North Carolina
Ohio

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $23,265 (31.0%)Groceries: $9,653 (12.9%)Utilities: $4,972 (6.6%)Transportation: $11,064 (14.8%)Healthcare: $6,612 (8.8%)Dining & Misc: $7,605 (10.1%)Savings: $9,750 (13.0%)Discretionary: $2,079 (2.8%)North Carolina$76,609North Carolina
Housing: $21,681 (28.9%)Groceries: $9,692 (12.9%)Utilities: $5,161 (6.9%)Transportation: $11,712 (15.6%)Healthcare: $5,820 (7.8%)Dining & Misc: $7,253 (9.7%)Savings: $9,750 (13.0%)Discretionary: $3,931 (5.2%)Ohio$79,281Ohio
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$325,000vs$220,000
North Carolina
48% more
Ohio
Avg 2BR rent$1,316/movs$1,226/mo
North Carolina
7% more
Ohio
Groceries
Index
North Carolina
Ohio
Transportation
Regular gas$3.29/galvs$3.44/gal
North Carolina
Ohio
5% more
Utilities
Electric bill$103/movs$100/mo
North Carolina
3% more
Ohio
Healthcare
Index
North Carolina
14% more
Ohio
Childcare
Infant childcare$11,720/yrvs$17,071/yr
North Carolina
Ohio
46% more

Category breakdown

Category North Carolina Ohio Difference
Housing 94.0 87.6 +7%
Groceries 99.0 99.4 0%
Utilities 94.7 98.3 -4%
Transportation 92.2 97.6 -6%
Healthcare 110.2 97.0 +14%
Dining & Misc 101.4 96.7 +5%
Overall 97.9 94.6 +3%

Index values relative to national average (100). Positive difference = more expensive in North Carolina.

What things actually cost

Item North Carolina Ohio Difference
Median home price $325,000 $220,000 +$105,000
Average 2BR rent $1,316/mo $1,226/mo +$90
Gas price $3.29/gal $3.44/gal $0.15
Electric bill $103/mo $100/mo +$3
Infant childcare $11,720/yr $17,071/yr $5,351

Salary equivalent: North Carolina → Ohio

What a North Carolina salary buys you in Ohio, adjusted for cost of living.

Salary in North Carolina Equivalent in Ohio Difference
$50,000 $48,315 +$1,685
$75,000 $72,472 +$2,528
$100,000 $96,629 +$3,371
$150,000 $144,944 +$5,056
$200,000 $193,258 +$6,742

Positive = your money goes further in Ohio. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

North Carolina is 3% more expensive than Ohio overall. North Carolina has an index of 97.9 vs 94.6 for Ohio (national average = 100).

FAQ

Is it cheaper to live in North Carolina or Ohio?

Ohio is cheaper to live in. North Carolina is 3% more expensive overall. The biggest driver is housing — median home prices are $325,000 in North Carolina vs $220,000 in Ohio.

Is Ohio cheaper than North Carolina?

Yes, Ohio is 3% cheaper than North Carolina overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is North Carolina more expensive than Ohio?

Yes, North Carolina is 3% more expensive than Ohio based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Ohio equals $100,000 in North Carolina?

To maintain the same purchasing power as a $100,000 salary in North Carolina, you would need approximately $96,629 in Ohio. This is based on the overall cost-of-living index (97.9 vs 94.6).

How do housing costs compare between North Carolina and Ohio?

Housing is significantly cheaper in Ohio. Median home prices are $325,000 in North Carolina vs $220,000 in Ohio — a $105,000 difference. Average 2-bedroom rent is $1,316/mo vs $1,226/mo.

What costs more in North Carolina vs Ohio?

Healthcare is 14% higher in North Carolina (index 110.2 vs 97). Housing is 7% higher in North Carolina (index 94 vs 87.6). Transportation is 6% lower in North Carolina (index 92.2 vs 97.6).

Is gas cheaper in North Carolina or Ohio?

Gas averages $3.29/gallon in North Carolina and $3.44/gallon in Ohio — a $0.15 difference per gallon.

North Carolina vs Ohio cost of living — how do they compare?

North Carolina has an overall cost-of-living index of 97.9 and Ohio has 94.6 (national average = 100). North Carolina is 3% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between North Carolina and Ohio?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the North Carolina vs Ohio paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.