Mississippi vs New Hampshire Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$87,209
in Mississippi
$67,873
in New Hampshire
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Mississippi | New Hampshire | Difference |
|---|---|---|---|
| Housing | 71.6 | 115.6 | -38% |
| Groceries | 95.5 | 99.4 | -4% |
| Utilities | 89.4 | 115.9 | -23% |
| Transportation | 88.3 | 104.0 | -15% |
| Healthcare | 94.3 | 107.9 | -13% |
| Dining & Misc | 91.8 | 111.6 | -18% |
| Overall | 86.0 | 110.5 | -22% |
Index values relative to national average (100). Positive difference = more expensive in Mississippi.
What things actually cost
| Item | Mississippi | New Hampshire | Difference |
|---|---|---|---|
| Median home price | $175,000 | $465,000 | $290,000 |
| Average 2BR rent | $1,002/mo | $1,618/mo | $616 |
| Gas price | $3.05/gal | $3.42/gal | $0.37 |
| Electric bill | $97/mo | $183/mo | $86 |
| Infant childcare | $6,868/yr | $17,364/yr | $10,496 |
Salary equivalent: Mississippi → New Hampshire
What a Mississippi salary buys you in New Hampshire, adjusted for cost of living.
| Salary in Mississippi | Equivalent in New Hampshire | Difference |
|---|---|---|
| $50,000 | $64,244 | $-14,244 |
| $75,000 | $96,366 | $-21,366 |
| $100,000 | $128,488 | $-28,488 |
| $150,000 | $192,733 | $-42,733 |
| $200,000 | $256,977 | $-56,977 |
Positive = your money goes further in New Hampshire. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
New Hampshire is 22% more expensive than Mississippi overall. New Hampshire has an index of 110.5 vs 86 for Mississippi (national average = 100).
FAQ
Is it cheaper to live in Mississippi or New Hampshire?
Mississippi is cheaper to live in. New Hampshire is 22% more expensive overall. The biggest driver is housing — median home prices are $175,000 in Mississippi vs $465,000 in New Hampshire.
Is Mississippi cheaper than New Hampshire?
Yes, Mississippi is 22% cheaper than New Hampshire overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is New Hampshire more expensive than Mississippi?
Yes, New Hampshire is 22% more expensive than Mississippi based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in New Hampshire equals $100,000 in Mississippi?
To maintain the same purchasing power as a $100,000 salary in Mississippi, you would need approximately $128,488 in New Hampshire. This is based on the overall cost-of-living index (86 vs 110.5).
How do housing costs compare between Mississippi and New Hampshire?
Housing is significantly cheaper in Mississippi. Median home prices are $175,000 in Mississippi vs $465,000 in New Hampshire — a $290,000 difference. Average 2-bedroom rent is $1,002/mo vs $1,618/mo.
What costs more in Mississippi vs New Hampshire?
Housing is 38% lower in Mississippi (index 71.6 vs 115.6). Utilities is 23% lower in Mississippi (index 89.4 vs 115.9). Dining & Misc is 18% lower in Mississippi (index 91.8 vs 111.6).
Is gas cheaper in Mississippi or New Hampshire?
Gas averages $3.05/gallon in Mississippi and $3.42/gallon in New Hampshire — a $0.37 difference per gallon.
Mississippi vs New Hampshire cost of living — how do they compare?
Mississippi has an overall cost-of-living index of 86 and New Hampshire has 110.5 (national average = 100). New Hampshire is 22% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Mississippi and New Hampshire?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Mississippi has a flat income tax rate of 4.00% for 2026, reduced from 4.40% in 2025. New Hampshire has no tax on earned wages — your entire salary is free from state income tax. The state previously taxed interest and dividends at 5% but fully phased that out in January 2025. NH is one of only 9 states with no income tax on wages, making it popular with workers commuting from Massachusetts. Use the Mississippi vs New Hampshire paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Mississippi and New Hampshire?
Mississippi requires residents to file a state income tax return annually, typically due April 15. New Hampshire has no state income tax, so residents do not file a state tax return. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Mississippi Cost of Living — Housing, groceries, gas, and more
- New Hampshire Cost of Living — Housing, groceries, gas, and more
- Mississippi vs New Hampshire Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Mississippi — How much house can you afford?
- House Affordability in New Hampshire — How much house can you afford?
- Mississippi Tax Brackets — See 2026 marginal rates
- New Hampshire Tax Brackets — See 2026 marginal rates
- Mississippi Mortgage Calculator — Estimate monthly payments with local rates
- New Hampshire Mortgage Calculator — Estimate monthly payments with local rates
- Mississippi Bonus Tax Calculator — See how bonuses are taxed differently
- New Hampshire Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.