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Massachusetts vs Nevada Cost of Living

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Purchasing power

Your $75,000 is worth different amounts in each state

$50,505

in Massachusetts

$75,226

in Nevada

Massachusetts
Nevada

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $54,698 (72.9%)Groceries: $10,013 (13.4%)Utilities: $8,127 (10.8%)Transportation: $12,624 (16.8%)Healthcare: $8,052 (10.7%)Dining & Misc: $8,760 (11.7%)Savings: $9,750 (13.0%)Massachusetts$50,505Massachusetts
Housing: $27,398 (36.5%)Groceries: $10,013 (13.4%)Utilities: $4,494 (6.0%)Transportation: $13,836 (18.4%)Healthcare: $5,358 (7.1%)Dining & Misc: $6,720 (9.0%)Savings: $9,750 (13.0%)Nevada$75,226Nevada
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$620,000vs$430,000
Massachusetts
44% more
Nevada
Avg 2BR rent$3,094/movs$1,550/mo
Massachusetts
100% more
Nevada
Groceries
Index
Massachusetts
Nevada
Transportation
Regular gas$3.41/galvs$4.30/gal
Massachusetts
Nevada
26% more
Utilities
Electric bill$212/movs$102/mo
Massachusetts
109% more
Nevada
Healthcare
Index
Massachusetts
50% more
Nevada
Childcare
Infant childcare$26,709/yrvs$15,950/yr
Massachusetts
67% more
Nevada

Category breakdown

Category Massachusetts Nevada Difference
Housing 221.0 110.7 +100%
Groceries 102.7 102.7 0%
Utilities 154.8 85.6 +81%
Transportation 105.2 115.3 -9%
Healthcare 134.2 89.3 +50%
Dining & Misc 116.8 89.6 +30%
Overall 148.5 99.7 +49%

Index values relative to national average (100). Positive difference = more expensive in Massachusetts.

What things actually cost

Item Massachusetts Nevada Difference
Median home price $620,000 $430,000 +$190,000
Average 2BR rent $3,094/mo $1,550/mo +$1,544
Gas price $3.41/gal $4.30/gal $0.89
Electric bill $212/mo $102/mo +$110
Infant childcare $26,709/yr $15,950/yr +$10,759

Salary equivalent: Massachusetts → Nevada

What a Massachusetts salary buys you in Nevada, adjusted for cost of living.

Salary in Massachusetts Equivalent in Nevada Difference
$50,000 $33,569 +$16,431
$75,000 $50,354 +$24,646
$100,000 $67,138 +$32,862
$150,000 $100,707 +$49,293
$200,000 $134,276 +$65,724

Positive = your money goes further in Nevada. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

Massachusetts is 49% more expensive than Nevada overall. Massachusetts has an index of 148.5 vs 99.7 for Nevada (national average = 100).

FAQ

Is it cheaper to live in Massachusetts or Nevada?

Nevada is cheaper to live in. Massachusetts is 49% more expensive overall. The biggest driver is housing — median home prices are $620,000 in Massachusetts vs $430,000 in Nevada.

Is Nevada cheaper than Massachusetts?

Yes, Nevada is 49% cheaper than Massachusetts overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is Massachusetts more expensive than Nevada?

Yes, Massachusetts is 49% more expensive than Nevada based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in Nevada equals $100,000 in Massachusetts?

To maintain the same purchasing power as a $100,000 salary in Massachusetts, you would need approximately $67,138 in Nevada. This is based on the overall cost-of-living index (148.5 vs 99.7).

How do housing costs compare between Massachusetts and Nevada?

Housing is significantly cheaper in Nevada. Median home prices are $620,000 in Massachusetts vs $430,000 in Nevada — a $190,000 difference. Average 2-bedroom rent is $3,094/mo vs $1,550/mo.

What costs more in Massachusetts vs Nevada?

Housing is 100% higher in Massachusetts (index 221 vs 110.7). Utilities is 81% higher in Massachusetts (index 154.8 vs 85.6). Healthcare is 50% higher in Massachusetts (index 134.2 vs 89.3).

Is gas cheaper in Massachusetts or Nevada?

Gas averages $3.41/gallon in Massachusetts and $4.30/gallon in Nevada — a $0.89 difference per gallon.

Massachusetts vs Nevada cost of living — how do they compare?

Massachusetts has an overall cost-of-living index of 148.5 and Nevada has 99.7 (national average = 100). Massachusetts is 49% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between Massachusetts and Nevada?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Massachusetts has a flat income tax of 5.00% plus a 4% surtax on income over $1 million. Nevada has no state income tax. The state is primarily funded by gaming and sales taxes. Use the Massachusetts vs Nevada paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Do I need to file state tax returns in Massachusetts and Nevada?

Massachusetts requires residents to file a state income tax return annually, typically due April 15. Nevada has no state income tax, so residents do not file a state tax return. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.