Georgia vs Minnesota Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$81,345
in Georgia
$80,128
in Minnesota
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | Georgia | Minnesota | Difference |
|---|---|---|---|
| Housing | 79.7 | 80.6 | -1% |
| Groceries | 97.8 | 100.6 | -3% |
| Utilities | 100.6 | 95.0 | +6% |
| Transportation | 95.7 | 96.2 | -1% |
| Healthcare | 97.2 | 102.4 | -5% |
| Dining & Misc | 97.0 | 99.8 | -3% |
| Overall | 92.2 | 93.6 | -1% |
Index values relative to national average (100). Positive difference = more expensive in Georgia.
What things actually cost
| Item | Georgia | Minnesota | Difference |
|---|---|---|---|
| Median home price | $310,000 | $330,000 | $20,000 |
| Average 2BR rent | $1,116/mo | $1,128/mo | $12 |
| Gas price | $3.32/gal | $3.26/gal | +$0.06 |
| Electric bill | $101/mo | $109/mo | $8 |
| Infant childcare | $11,863/yr | $22,569/yr | $10,706 |
Salary equivalent: Georgia → Minnesota
What a Georgia salary buys you in Minnesota, adjusted for cost of living.
| Salary in Georgia | Equivalent in Minnesota | Difference |
|---|---|---|
| $50,000 | $50,759 | $-759 |
| $75,000 | $76,139 | $-1,139 |
| $100,000 | $101,518 | $-1,518 |
| $150,000 | $152,278 | $-2,278 |
| $200,000 | $203,037 | $-3,037 |
Positive = your money goes further in Minnesota. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Georgia and Minnesota have nearly identical costs of living, with overall indices of 92.2 and 93.6 (national average = 100).
FAQ
Is it cheaper to live in Georgia or Minnesota?
Georgia and Minnesota have roughly the same cost of living, with less than 1% difference in the MERIC/C2ER composite index.
Is Georgia cheaper than Minnesota?
Georgia and Minnesota cost roughly the same to live in.
Is Minnesota more expensive than Georgia?
Georgia and Minnesota have nearly identical costs of living — the difference is less than 1%.
What salary in Minnesota equals $100,000 in Georgia?
To maintain the same purchasing power as a $100,000 salary in Georgia, you would need approximately $101,518 in Minnesota. This is based on the overall cost-of-living index (92.2 vs 93.6).
How do housing costs compare between Georgia and Minnesota?
Housing is significantly cheaper in Georgia. Median home prices are $310,000 in Georgia vs $330,000 in Minnesota — a $20,000 difference. Average 2-bedroom rent is $1,116/mo vs $1,128/mo.
What costs more in Georgia vs Minnesota?
Utilities is 6% higher in Georgia (index 100.6 vs 95). Healthcare is 5% lower in Georgia (index 97.2 vs 102.4). Groceries is 3% lower in Georgia (index 97.8 vs 100.6).
Is gas cheaper in Georgia or Minnesota?
Gas averages $3.32/gallon in Georgia and $3.26/gallon in Minnesota — a $0.06 difference per gallon.
Georgia vs Minnesota cost of living — how do they compare?
Georgia has an overall cost-of-living index of 92.2 and Minnesota has 93.6 (national average = 100). They are nearly identical. Use the calculator above to see how this affects your specific salary.
How do taxes compare between Georgia and Minnesota?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. Georgia has a flat income tax rate of 5.09% for 2026, continuing a legislated phase-down from its former progressive system. Minnesota has a progressive income tax with 4 brackets, topping out at 9.85% on income over $193,240. Use the Georgia vs Minnesota paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in Georgia and Minnesota?
Georgia requires residents to file a state income tax return annually, typically due April 15. Minnesota requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- Georgia Cost of Living — Housing, groceries, gas, and more
- Minnesota Cost of Living — Housing, groceries, gas, and more
- Georgia vs Minnesota Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in Georgia — How much house can you afford?
- House Affordability in Minnesota — How much house can you afford?
- Georgia Tax Brackets — See 2026 marginal rates
- Minnesota Tax Brackets — See 2026 marginal rates
- Georgia Mortgage Calculator — Estimate monthly payments with local rates
- Minnesota Mortgage Calculator — Estimate monthly payments with local rates
- Georgia Bonus Tax Calculator — See how bonuses are taxed differently
- Minnesota Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.