Worklets

District of Columbia vs North Dakota Cost of Living

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vs

Purchasing power

Your $75,000 is worth different amounts in each state

$54,427

in District of Columbia

$82,327

in North Dakota

District of Columbia
North Dakota

Each cell = 1% of purchasing power. Green = value, red = gap.

Spending breakdown

Estimated annual spending on a $75,000 salary

Housing: $50,663 (67.6%)Groceries: $10,218 (13.6%)Utilities: $5,423 (7.2%)Transportation: $12,624 (16.8%)Healthcare: $7,242 (9.7%)Dining & Misc: $8,483 (11.3%)Savings: $9,750 (13.0%)District of Columbia$54,427District of Columbia
Housing: $18,736 (25.0%)Groceries: $9,438 (12.6%)Utilities: $4,368 (5.8%)Transportation: $11,988 (16.0%)Healthcare: $6,528 (8.7%)Dining & Misc: $7,440 (9.9%)Savings: $9,750 (13.0%)Discretionary: $6,752 (9.0%)North Dakota$82,327North Dakota
Housing
Groceries
Utilities
Transportation
Healthcare
Dining & Misc
Savings
Discretionary

What things actually cost

Real dollar costs side by side

Housing
Median home$640,000vs$255,000
District of Columbia
151% more
North Dakota
Avg 2BR rent$2,866/movs$1,060/mo
District of Columbia
170% more
North Dakota
Groceries
Index
District of Columbia
8% more
North Dakota
Transportation
Regular gas$3.56/galvs$3.08/gal
District of Columbia
16% more
North Dakota
Utilities
Electric bill$150/movs$70/mo
District of Columbia
113% more
North Dakota
Healthcare
Index
District of Columbia
11% more
North Dakota
Childcare
Infant childcare$28,356/yrvs$12,373/yr
District of Columbia
129% more
North Dakota

Category breakdown

Category District of Columbia North Dakota Difference
Housing 204.7 75.7 +170%
Groceries 104.8 96.8 +8%
Utilities 103.3 83.2 +24%
Transportation 105.2 99.9 +5%
Healthcare 120.7 108.8 +11%
Dining & Misc 113.1 99.2 +14%
Overall 137.8 91.1 +51%

Index values relative to national average (100). Positive difference = more expensive in District of Columbia.

What things actually cost

Item District of Columbia North Dakota Difference
Median home price $640,000 $255,000 +$385,000
Average 2BR rent $2,866/mo $1,060/mo +$1,806
Gas price $3.56/gal $3.08/gal +$0.48
Electric bill $150/mo $70/mo +$79
Infant childcare $28,356/yr $12,373/yr +$15,983

Salary equivalent: District of Columbia → North Dakota

What a District of Columbia salary buys you in North Dakota, adjusted for cost of living.

Salary in District of Columbia Equivalent in North Dakota Difference
$50,000 $33,055 +$16,945
$75,000 $49,583 +$25,417
$100,000 $66,110 +$33,890
$150,000 $99,165 +$50,835
$200,000 $132,221 +$67,779

Positive = your money goes further in North Dakota. Based on overall COL index ratio.

Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.

Overview

District of Columbia is 51% more expensive than North Dakota overall. District of Columbia has an index of 137.8 vs 91.1 for North Dakota (national average = 100).

FAQ

Is it cheaper to live in District of Columbia or North Dakota?

North Dakota is cheaper to live in. District of Columbia is 51% more expensive overall. The biggest driver is housing — median home prices are $640,000 in District of Columbia vs $255,000 in North Dakota.

Is North Dakota cheaper than District of Columbia?

Yes, North Dakota is 51% cheaper than District of Columbia overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.

Is District of Columbia more expensive than North Dakota?

Yes, District of Columbia is 51% more expensive than North Dakota based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.

What salary in North Dakota equals $100,000 in District of Columbia?

To maintain the same purchasing power as a $100,000 salary in District of Columbia, you would need approximately $66,110 in North Dakota. This is based on the overall cost-of-living index (137.8 vs 91.1).

How do housing costs compare between District of Columbia and North Dakota?

Housing is significantly cheaper in North Dakota. Median home prices are $640,000 in District of Columbia vs $255,000 in North Dakota — a $385,000 difference. Average 2-bedroom rent is $2,866/mo vs $1,060/mo.

What costs more in District of Columbia vs North Dakota?

Housing is 170% higher in District of Columbia (index 204.7 vs 75.7). Utilities is 24% higher in District of Columbia (index 103.3 vs 83.2). Dining & Misc is 14% higher in District of Columbia (index 113.1 vs 99.2).

Is gas cheaper in District of Columbia or North Dakota?

Gas averages $3.56/gallon in District of Columbia and $3.08/gallon in North Dakota — a $0.48 difference per gallon.

District of Columbia vs North Dakota cost of living — how do they compare?

District of Columbia has an overall cost-of-living index of 137.8 and North Dakota has 91.1 (national average = 100). District of Columbia is 51% more expensive overall. Use the calculator above to see how this affects your specific salary.

How do taxes compare between District of Columbia and North Dakota?

Cost of living is only part of the picture — state income taxes also affect your take-home pay. Use the District of Columbia vs North Dakota paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.

Where does this cost of living data come from?

Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.

Related tools

Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.