District of Columbia vs Massachusetts Cost of Living
Purchasing power
Your $75,000 is worth different amounts in each state
$54,427
in District of Columbia
$50,505
in Massachusetts
Each cell = 1% of purchasing power. Green = value, red = gap.
Spending breakdown
Estimated annual spending on a $75,000 salary
What things actually cost
Real dollar costs side by side
Category breakdown
| Category | District of Columbia | Massachusetts | Difference |
|---|---|---|---|
| Housing | 204.7 | 221.0 | -7% |
| Groceries | 104.8 | 102.7 | +2% |
| Utilities | 103.3 | 154.8 | -33% |
| Transportation | 105.2 | 105.2 | 0% |
| Healthcare | 120.7 | 134.2 | -10% |
| Dining & Misc | 113.1 | 116.8 | -3% |
| Overall | 137.8 | 148.5 | -7% |
Index values relative to national average (100). Positive difference = more expensive in District of Columbia.
What things actually cost
| Item | District of Columbia | Massachusetts | Difference |
|---|---|---|---|
| Median home price | $640,000 | $620,000 | +$20,000 |
| Average 2BR rent | $2,866/mo | $3,094/mo | $228 |
| Gas price | $3.56/gal | $3.41/gal | +$0.15 |
| Electric bill | $150/mo | $212/mo | $63 |
| Infant childcare | $28,356/yr | $26,709/yr | +$1,647 |
Salary equivalent: District of Columbia → Massachusetts
What a District of Columbia salary buys you in Massachusetts, adjusted for cost of living.
| Salary in District of Columbia | Equivalent in Massachusetts | Difference |
|---|---|---|
| $50,000 | $53,882 | $-3,882 |
| $75,000 | $80,824 | $-5,824 |
| $100,000 | $107,765 | $-7,765 |
| $150,000 | $161,647 | $-11,647 |
| $200,000 | $215,530 | $-15,530 |
Positive = your money goes further in Massachusetts. Based on overall COL index ratio.
Based on MERIC/C2ER 2025 composite indices. Dollar amounts from AAA, EIA, Zillow, and Child Care Aware.
Overview
Massachusetts is 7% more expensive than District of Columbia overall. Massachusetts has an index of 148.5 vs 137.8 for District of Columbia (national average = 100).
FAQ
Is it cheaper to live in District of Columbia or Massachusetts?
District of Columbia is cheaper to live in. Massachusetts is 7% more expensive overall. The biggest driver is housing — median home prices are $640,000 in District of Columbia vs $620,000 in Massachusetts.
Is District of Columbia cheaper than Massachusetts?
Yes, District of Columbia is 7% cheaper than Massachusetts overall based on the MERIC/C2ER cost-of-living index. Housing, groceries, and utilities all factor into the difference.
Is Massachusetts more expensive than District of Columbia?
Yes, Massachusetts is 7% more expensive than District of Columbia based on the MERIC/C2ER composite index. Housing is typically the largest factor in the difference.
What salary in Massachusetts equals $100,000 in District of Columbia?
To maintain the same purchasing power as a $100,000 salary in District of Columbia, you would need approximately $107,765 in Massachusetts. This is based on the overall cost-of-living index (137.8 vs 148.5).
How do housing costs compare between District of Columbia and Massachusetts?
Housing is significantly cheaper in Massachusetts. Median home prices are $640,000 in District of Columbia vs $620,000 in Massachusetts — a $20,000 difference. Average 2-bedroom rent is $2,866/mo vs $3,094/mo.
What costs more in District of Columbia vs Massachusetts?
Utilities is 33% lower in District of Columbia (index 103.3 vs 154.8). Housing is 7% lower in District of Columbia (index 204.7 vs 221). Healthcare is 10% lower in District of Columbia (index 120.7 vs 134.2).
Is gas cheaper in District of Columbia or Massachusetts?
Gas averages $3.56/gallon in District of Columbia and $3.41/gallon in Massachusetts — a $0.15 difference per gallon.
District of Columbia vs Massachusetts cost of living — how do they compare?
District of Columbia has an overall cost-of-living index of 137.8 and Massachusetts has 148.5 (national average = 100). Massachusetts is 7% more expensive overall. Use the calculator above to see how this affects your specific salary.
How do taxes compare between District of Columbia and Massachusetts?
Cost of living is only part of the picture — state income taxes also affect your take-home pay. DC uses a progressive income tax with a top rate of 10.75% on income over $1 million. Massachusetts has a flat income tax of 5.00% plus a 4% surtax on income over $1 million. Use the District of Columbia vs Massachusetts paycheck comparison to see how a specific salary compares after federal and state taxes, FICA, and deductions.
Do I need to file state tax returns in District of Columbia and Massachusetts?
District of Columbia requires residents to file a state income tax return annually, typically due April 15. Massachusetts requires residents to file a state income tax return annually, typically due April 15. If you move between states mid-year, you typically file a part-year resident return in each state for the income earned while living there.
Where does this cost of living data come from?
Cost-of-living indices are from the MERIC/C2ER 2025 Annual Average. Dollar amounts use AAA gas prices (March 2025), EIA electricity rates (2024), Child Care Aware childcare costs (2024), Zillow home values (2024-2025), and BEA Regional Price Parities.
Related tools
- District of Columbia Cost of Living — Housing, groceries, gas, and more
- Massachusetts Cost of Living — Housing, groceries, gas, and more
- District of Columbia vs Massachusetts Paycheck Comparison — Compare take-home pay after taxes
- House Affordability in District of Columbia — How much house can you afford?
- House Affordability in Massachusetts — How much house can you afford?
- District of Columbia Tax Brackets — See 2026 marginal rates
- Massachusetts Tax Brackets — See 2026 marginal rates
- District of Columbia Mortgage Calculator — Estimate monthly payments with local rates
- Massachusetts Mortgage Calculator — Estimate monthly payments with local rates
- District of Columbia Bonus Tax Calculator — See how bonuses are taxed differently
- Massachusetts Bonus Tax Calculator — See how bonuses are taxed differently
- Gross-Up Calculator — Find the salary you need to hit a target take-home
- Salary to Hourly Converter — Convert annual salary to hourly rate
- Compare any two states
Based on MERIC/C2ER 2025 composite indices and publicly available price data. Cost of living varies significantly by metro area within a state. These are statewide averages.